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LET'S, OKAY, WE, UH, UM, CALLING TO ORDER AFFORDABLE HOUSING, UH, COMMITTEE MEETING, AND WE WOULD NOW ACCEPT THE ROLL CALL.
GOOD MORNING AGAIN, AND HAPPY OCTOBER.
DAN IS POLITE WIN CHAMBERS AND GRAY STAPLES HERE.
IS, UM, WE DO HAVE RECRUITMENT, SO WE'LL GET STARTED WITH OUR, WITH OUR MEETING.
UM, BEFORE WE GET STARTED, IS THERE ANYTHING AS, UM, AS SMALL AS YOU WANT, YOU WANT US TO BE AWARE OF BEFORE WE GET STARTED? NO, SIR.
UM, WELCOME TO OCTOBER, EVERYONE IS, UM, PRESIDENT ACCOUNTED FOR.
SO WE CAN GO AHEAD AND GET STARTED.
BEFORE YOU, WE HAVE THE, UM, THE AGENDA.
CAN I GET A MOTION TO ADOPT THE AGENDA AS PRESENTED? SO, MOVE.
LET IT BE KNOWN BY SAYING AYE.
WE'LL ALSO LIKE A MOTION TO ADOPT THE MINUTES FROM AUGUST.
SEVERAL EYES WENT ACROSS IT, SO I DO APOLOGIZE.
SEPTEMBER 1ST, UM, UH, MEETING.
UM, CAN I GET A MOTION TO ACCEPT THOSE MEETINGS PLEASE? SO MOVED.
DO WE HAVE ANY PUBLIC COMMENTS? NO, SIR.
AND THERE'S NO OLD BUSINESS AND NEW BUSINESS.
WE HAVE, UM, SEVERAL ITEMS, NEIGHBORHOOD ASSISTANCE PROGRAM, BUDGET, UPDATE THE SMALLS.
I'M GONNA FLASH THROUGH A COUPLE OF OUR SLIDES THAT WE'VE ALREADY LOOKED AT.
SO AGAIN, OUR BUDGET UPDATE REPORTING ON OCTOBER 2ND, OCTOBER 6TH, 2022, THE ADOPTED BUDGET FOR THE FISCAL YEAR OF 23 WAS ADOPTED AT $190,000.
TOWN STAFF CONTINUES TO PROCESS APPLICATIONS TO ASSIST INCOME QUALIFIED HOUSEHOLDS FOR THIS FISCAL YEAR.
AS OF SEPTEMBER 29TH, WHEN THIS REPORT WAS SUBMITTED, $69,253 HAS BEEN AND WILL BE SPENT TO REPAIR 12 HOMES FOR ROOF REPAIRS AND SEPTIC PUMP OUTS.
AND LIKE I SAID, THAT WAS AS OF LAST WEEK.
UM, OUR MINUTES AND AGENDA GO OUT A WEEK BEFORE, SO THAT NUMBER IS AS OF LAST WEEK, THURSDAY.
AND FOR A MORE NUMBER ORIENTED SHEET, HERE IS WHAT WE HAVE MAJOR HOME REPAIRS.
WE HAVE NINE SO FAR THIS FISCAL YEAR WE DID NINE OR NINE ARE IN THE LINEUP.
UM, FOR PROPERTY CLEAN UP AND THE SEPTIC PUMP OUT, WE DID FIVE OR HAVE DONE FIVE AND TREE MITIGATION SUCH AS, UH, DAMAGED OR DISEASE TREES OR JUST TRIM IT OFF THE LIMBS FROM ROOFS THAT WE, ROOFS THAT WE ARE REPAIRING.
HONESTLY,
SO AGAIN, WE ARE AT OCTOBER AND THE PROGRAM IS OUT THERE.
SO WE ARE, WE ARE DOING WHAT WE HAVE BEEN TASKED TO DO.
UM, AND I JUST WANNA SAY THE HOMEOWNERS ARE APPRECIATIVE.
UM, EVEN IF IT'S A SMALL JOB SEP SUCH AS SEPTIC PUMP OUT, WE ARE DOING, YOU KNOW,
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WHAT WE'VE BEEN TASKED TO DO AND THE THE DOLLARS ARE BEING SPENT.KEVIN AND CHARLOTTE LOOK OVER IT.
UM, THEY APPROVE IT AND WE GO FROM THERE.
SO IF I HAVE TO COME BACK TO YOU, WHAT MY HANDS OUT, PLEASE DON'T DENY ME.
UH, ANY COMMENTS OR QUESTIONS? MR. CHAIRMAN? MR. CHAIRMAN, DID WE LOSE, DID WE LOSE CHAIRMAN? LET ME MAKE MY SCREEN.
I THINK HE WAS ON HIS COMPUTER, BUT LISTENING FROM HIS PHONE.
SO HE SHOULD BE COMING BACK IN PRETTY SOON.
I THINK HE HAD TWO DIFFERENT DEVICES GOING ON.
MR. HAMILTON, CAN YOU HEAR US? ARE YOU BACK? MR. MUTED.
I MISSED, I'M SORRY I MISSED THE END OF YOUR REPORT.
I WAS JUST, UM, LETTING YOU KNOW THAT, UM, WHAT YOU SEE NOW IS I HAVE MAYBE ABOUT FIVE OR SIX MORE APPLICATIONS THAT IN ARE IN THE PROCESS.
THIS REPORT WAS PUT IN LAST THURSDAY, SO WE DID GET A FEW OF THE ESTIMATES THAT WE WERE WAITING ON APPROVED.
THOSE DOLLAR AMOUNT IS NOT ON THIS FORM, BUT IT WILL BE ON NEXT MONTH BEING THAT IT'S ON A MONTHLY BASIS.
SO I WAS JUST LETTING EVERYONE KNOW THE DOLLARS ARE BEING SPENT.
UM, STAFF LOOKS AT EVERYTHING THAT I HAVE AND THEY GET THOSE THINGS APPROVED.
SO IF I COME BACK OUT WITH MY HANDS OPEN FOR A BIGGER POCKETBOOK, PLEASE DON'T DENY ME CUZ WE'RE WORKING
I THINK COUNCILMAN WOOD HAD A COMMENT OR QUESTION FOR YOU, CHAIRMAN.
AND I THINK THIS HAS BEEN TOUCHED ON ONCE BEFORE, BUT WE MIGHT WANNA CONSIDER LOOKING INTO IT TO WHETHER WE NEED TO FORMALIZE IT OR NOT.
BUT, UM, SO AS THE PROGRAM IS THE WAY I RECALL, THE SAFE AND DRIVE, FOR EXAMPLE, THE, THE ROOF REPAIR IS $10,000 AND THEN THE, YOU CAN COME BACK FOR AN ADDITIONAL FIVE.
IS THAT CORRECT? I THINK, I THINK WE UPGRADED THE ROOF REPAIR TO 15, UM, AND WE COME BACK FOR AN ADDITIONAL FIVE IF NEEDED.
THAT, THAT'S WHAT I WANTED TO BE SURE OF BECAUSE, UM, AGAIN, WITH COST ESCALATING THE WAY THEY HAVE, I JUST WANTED TO BE SURE THAT WE WEREN'T UNDER PRICING OUR ABILITY TO DO WHAT WE NEED TO DO.
CAN I JUMP ON THAT? CAN I PIGGYBACK BEHIND THAT? YES, MA'AM.
SO YES, UM, TO THAT QUESTION, THOSE DOLLARS ARE THERE, BUT PRICES HAVE GONE FURTHER UP THAN THAT ALSO.
SO WHEN WE'RE LOOKING AT A ROOF, AND THEN WHEN WE COME BACK IN AND DO THE INSIDE, AND THIS MIGHT BE AN OUTSIDE DISCUSSION FOR US TO HAVE OUTSIDE OF THE CAMERA, BUT, UM, JUST KEEP IN MIND THAT YES, DOLLAR AMOUNTS HAVE GONE UP.
PRICES HAVE GONE UP, SO I THINK WE MIGHT NEED TO STILL ADJUST THAT IF POSSIBLE.
UM, THE ADDITIONAL FIVE BECAUSE THAT 20 WOULD BE CONSIDERED THE ROOF AND THE INSIDE.
SO IF WE CAN SIT DOWN AND HAVE A ROUND TABLE DISCUSSION OFF AIR, JUST KIND OF LOOK AT SOME THINGS, I'M ACTUALLY GOING OVER TO NATALIE THIS MORNING TO HAVE A MEETING ABOUT OUR NUMBERS.
SO I JUST WANNA MAKE SURE THAT I'M NOT SPENDING MORE THAN I'M SUPPOSED TO BE SPINNING AND HIT OUR BUDGET BEFORE WE GET THERE.
NATALIE, OVER IN FINANCE, I I THINK, I THINK YOU STILL FIND, UM, WHEN, WHEN WE INCREASED THE, THE BUDGET, UM, ALLOWANCE FOR 15,000, THAT THAT WAS ONLY FOR THE ROOF THAT, THAT THEY HAD, THEY DIDN'T HAVE ANYTHING TO DO WITH THE INSIDE REPAIRS OR ROOF OR, I MEAN, UM, WINDOWS AND AND FLOORS.
ANY OTHER QUESTIONS ON THAT? WELL, TO YOUR COMMENT, VICTORIA, UH, I WOULD SAY THAT, UH, IF YOU HAVE A SPECIAL SITUATION WHERE YOU'RE RUNNING BEHIND IN, IN, UH, FUNDING, YOU, YOU JUST BRING THAT BACK TO US.
THAT COMES STRAIGHT TO YOU GUYS.
THAT'S NOT A, THAT'S NOT A ME DECISION.
THAT COMES BACK TO YOU GUYS, OF COURSE.
WELL, AND THEN THE OTHER PART I WOULD SUGGEST IS REVIEW YOUR NUMBERS BEFORE EACH BUDGET PROCESS AND, AND THEN WE CAN INCORPORATE ANY IN NEEDED INCREASES INTO THAT PROCESS.
ANY OTHER BUDGET? UH, UH, FINANCIAL REPORT QUESTIONS? VERY GOOD.
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I'M GONNA LET YOU TAKE THE NEXT ITEM AS WELL.I'M GONNA GO BACK TO OUR AGENDA SO WE CAN SEE WHERE WE ARE UNDER DISCUSSION.
UM, WE HAVE SOUTH CAROLINA STATE HOUSING FINANCE AND DEVELOPMENT AUTHORITY, MISS FELICIA KILGORE, AND SHE IS THE HOUSING TRUST FUND MANAGER WITH THAT PROGRAM.
I SPOKE WITH MISS FELICIA SEVERAL MONTHS AGO, TIME MOVED SO FAST, WE SAT AND HAD A ZOOM MEETING, AND SHE HAD SOME IDEAS OF HOW WE CAN JOIN WITH OTHER FORCES, UM, TO GAIN MORE MONEY AND TO HELP OTHER, TO HELP MORE RESIDENTS, YOU KNOW, OVER WHAT WE DO NOW.
JUST KIND OF JOIN FORCES IN, GET SOME MORE IDEAS AND MORE NON-PROFIT AGENCIES, LIKE WHAT WE ARE DOING IN ORDER TO HELP AND EXPAND OUR PROGRAM.
SO I WILL PASS IT OVER TO MISS FELICIA.
UH, LET'S LISTEN ATTENTIVELY AND SEE WHAT WE CAN GAIN FROM HER.
UM, VICTORIA, THANK YOU SO MUCH FOR, UH, REACHING OUT TO ME AND FALLEN UP WITH ME AS WELL.
UH, ALSO, GOOD MORNING TO MR. CHAIRMAN HAMILTON AND ALL THE MEMBERS OF THE COUNCIL FOR THE CITY OF BLUFFTON.
UM, GOOD MORNING TO ALL OF YOU.
UH, YES, I'M WITH THE SOUTH CAROLINA HOUSING, UM, FINANCE AND DEVELOPMENT AUTHORITY.
UH, WE ALWAYS SAY SOUTH CAROLINA HOUSING FOR SHORT.
UH, WE LOOK AT A HERE IN COLUMBIA, UH, AND I HAVE OVERSEE THE HOUSING TRUST FUND PROGRAM.
UM, FIRST LET ME SAY, UM, TO YOU ALL, YOU ALL DOING SOME WONDERFUL THINGS TO REACH OUT TO THE RESIDENTS THERE AND YOUR AREA, PROVIDING THEM WITH HOME REPAIRS.
UM, I'M EXCITED TO SEE THAT YOU ALL ARE INVOLVED IN HOME REPAIRS, UM, BECAUSE THE NEED IS THERE.
UM, OF COURSE WE HAVE FUNDING TO, UH, HOPEFULLY, UM, BROADEN, UM, THE OPPORTUNITY TO MORE RESIDENTS.
UM, BUT I CERTAINLY WANT TO GO INTO MORE DETAILS OF OUR PROGRAM SO THAT, UH, YOU UNDERSTAND HOW YOU MAY QUALIFY, UH, TO RECEIVE THE ADDITIONAL DOLLARS.
WE DO HAVE DOLLARS, UH, AND AS A MATTER OF FACT, WE CAN'T SPEND IT FAST ENOUGH, SO TO SPEAK.
SO, UH, WE, WE ARE ALWAYS LOOKING FOR, UM, ADDITIONAL PARTNERS TO, UH, TO, TO PROVIDE MORE ASSISTANCE TO THOSE HOMEOWNERS, UH, IN NEED OF REPAIRS.
IF YOU ALL HAVE ANY QUESTIONS, UM, YOU KNOW, WITH ANY OF THE INFORMATION THAT I SHARE THIS MORNING, PLEASE DO NOT HESITATE TO STOP ME AND, UH, ASK QUESTIONS ALONG THE WAY.
UH, JUST FOR MORE CLARITY, UM, BETTER UNDERSTANDING.
SO, SO WITH THE HOUSING TRUST FUND, THOSE DOLLARS ARE STATE ISSUE DOLLARS COMES DIRECTLY FROM THE STATE.
WE RECEIVE THOSE FUNDS, UM, FROM THE SALINE STATE TREASURY.
AND WHERE THOSE DOLLARS ACTUALLY COMES FROM IS EACH, UM, PURCHASE TRANSACTION.
UM, EACH REAL ESTATE PURCHASE TRANSACTION THAT IS DONE, THAT IS CLOSED, UH, THROUGHOUT THE ENTIRE STATE.
EACH PURCHASER PAY A DOCUMENTARY STAMP TAX AS, AS A PART OF THEIR CLOSING COSTS.
SO OUT OF THAT, UM, DOCUMENTARY STAMP TAX FEE THAT'S ADDED TO THEIR CLOSING COSTS, WE RECEIVE A PERCENTAGE OF THOSE FUNDS.
UM, OF COURSE THOSE DOLLARS COMES TO THE STATE AND THE STATE ALLOCATES A PERCENTAGE OF THOSE FUNDS TO GO DIRECTLY TO THE HOUSING TRUST FUND PROGRAM.
AND SO THE LEGISLATOR, UM, THE LEGISLATIVE STATUTE HAVE, UH, GIVEN US THE AUTHORITY TO ADMINISTER THOSE DOLLARS ON BEHALF OF THE STATE.
AND BASED ON OUR LEGISLATIVE, UM, GUIDELINES THAT'S BEEN SLATED FOR US TO ABIDE BY IS THAT WE MUST WORK WITH NON-PROFIT ORGANIZATION TO HAVE TO, UM, TO ALLOCATE THOSE FUNDS TO, TO HELP SERVE THE RESIDENTS, UM, OF SOUTH CAROLINA.
UM, AND WE UTILIZED THOSE FUNDS IN, IN A FEW DIFFERENT ACTIVITIES, ONE BEING HOME REPAIR.
UM, SECONDLY, WE USED A, A, A, A NICE PORTION OF THOSE DOLLARS TO SUPPORT OUR SMALL RENTAL DEVELOPMENT PROGRAM, STILL WORKING WITH NON-PROFIT ORGANIZATIONS TO CREATE, TO ACQUIRE, TO REHAB, UM, RENTAL UNITS FOR, UM, FOR, UH, PROSPECTIVE TENANTS, 50% BELOW OF THE AVERAGE MEDIUM INCOME.
UM, THIRDLY, WE USE THOSE FUNDS TO SUPPORT, UH, SUPPORTIVE HOUSING UNITS.
AND THAT IS GENERALLY FOR HO FOR, UM, INDIVIDUALS THAT ARE TRANSITIONING FROM HOMELESSNESS OR, UH, ASSIST INDIVIDUALS WHO ARE, UM, DISABLED, UM, UM, SUFFERING FROM A LIFELONG, UH, DISABILITY.
UM, AND, AND SO THEY'RE, THEY QUALIFY FOR
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THE SUPPORTIVE HOUSING.AND SO WITH THAT BEING SAID, THERE MUST BE SOME SUPPORTIVE HOUSING SERVICES IN PLACE TO SUPPORT THE SUPPORTIVE HOUSING UNITS.
SO WHAT OUR BREAD AND BUTTER, AND I SAY BREAD AND BUTTER, UH, IS THE HOUSE, IS THE HOME REPAIR BECAUSE THAT'S OUR EVERYDAY ACTIVITY.
UM, UM, UH, APPLICATION THAT COMES IN, REQUEST THAT COMES IN, UH, FROM HOMEOWNERS.
AND WE WORK WITH NON-PROFITS, UM, THROUGHOUT THE ENTIRE STATE.
SO JUST KIND OF GIVE YOU JUST A LITTLE BIT MORE INFORMATION ABOUT OUR HOME REPAIR PROGRAM.
WE ALLOCATE $50,000 PER HOMEOWNER, AND OF COURSE, WE WORK WITH HOMEOWNERS FIFTH PERCENT BELOW OF THE AVERAGE MEANING INCOME.
AND WHEN WOULD CREATE THIS PROGRAM, WE, WE THOUGHT $50,000 ACTUALLY GO A LONG WAY, BUT I JUST HEARD YOU ALL MENTION, AND, AND WE ARE SEEING THE EXACT SAME THING.
CONSTRUCTION COSTS HAVE GONE GOING UP SO MUCH, UH, CONSTRUCTION COSTS AND MATERIAL AS WELL AS THE LABOR.
SO WE ARE SEEING THAT THE $50,000 DOESN'T GO AS FAR AS WE THOUGHT IT WOULD.
UH, WITH THAT $50,000 THAT WE HAVE IN PLACE, WE ALSO ARE ADDRESSING LEAD BASED PAINT, MOLD REMEDIATION, AS WELL AS RAYON.
NOW, RAYON IS A REQUIREMENT IN THE GREENVILLE COUNTY AREA.
UM, IT DOES NOT APPLY IN THE BEAVER COUNTY WHERE YOU GUYS ARE ACTUALLY LOCATED.
SO WITH THAT BEING SAID, WE ARE ASSISTING WITH LEAD BASED PAINT MOLD REMEDIATION, AND WE ALSO ASSIST WITH, UM, ASBESTOS, UM, IN THE HOMES, UM, WITHIN THE $50,000.
SO IF, IF WE IDENTIFY LEAD BASED PAINT, MOLD, ASBESTOS, AND IF ALL THOSE THINGS NEEDS TO BE REMEDIATED, UH, AS A PART OF THE HOME REPAIRS, WE DO ALLOCATE AN ADDITIONAL $25,000 TO ASSIST WITH THE REMEDIATION OF THOSE, UM, HAZARDOUS MATERIALS THAT'S BEEN IDENTIFIED.
SO IN TERMS OF IDENTIFICATION, YOU KNOW HOW THOSE THINGS ARE IDENTIFIED IN THE HOMES.
WE DO, UH, REQUIRE THAT THE NONPROFIT ENGAGE A TESTING FIRM TO TEST, UM, THOSE HOMES FOR LEAD, UH, AS WELL AS ASBE.
A LOT OF TIMES MOLD CAN BE IDENTIFIED, UM, JUST FROM YOU, YOU KNOW, THE EYE, JUST FROM VIEWING THE PROPERTY.
UH, AND THEN OF COURSE WE CAN DETERMINE, UM, OR THE CONTRACT WILL DETERMINE WHAT EXTRA COST IS INVOLVED TO REMEDIATE THE MOLD.
SO ESSENTIALLY WE COULD, UH, PROVIDE UP TO $75,000 PER HOMEOWNER TO ASSIST WITH ALL THOSE THINGS.
UH, I WILL MUST, I MUST SAY THIS, UM, IN TERMS OF BEING ABLE TO MOVE FORWARD, UH, WITH THOSE TYPES OF REPAIRS AND WHEN WE ARE INVESTING, UM, DOLLARS IN THE HOME, ANYTHING MORE THAN $15,000, UH, WILL REQUIRE A RESTRICTED COVENANT TO BE FILED AGAINST THAT PROPERTY.
AND SO I, I WANNA, I DO ASK, I WANNA ASK YOU ALL THE QUESTION.
DO YOU ALL REQUIRE ANY TYPE OF COVENANT OR FILING OR ANYTHING SUCH AS THAT, UM, WITH EACH, UH, PROPERTY THAT YOU ASSIST, UH, WITH THE FUNDS THAT YOU USE WITH REPAIRS? NO, MA'AM.
WE DOING, WE DOING AT THIS TIME? NO, MA'AM.
UH, AND CAN, MAY I ASK ONE MORE, ONE MORE QUESTION.
WHAT, UM, FUNDING SOURCE DO YOU ALL UTILIZE TO PROVIDE, UH, THE ASSISTANCE? UH, WE USE, UM, THIS LINE OUTTA UNDER OUR, OUR, UM, BUDGET FOR THE, FOR THE YEARS.
SO THE, SO WE USE, WE DON'T HAVE ANY OUTSIDE SOURCES.
SO IT'S NO FEDERAL DOLLARS, THINGS LIKE THAT INVOLVED? NO.
WELL, HOW ABOUT THAT? UM, SO WITH THAT BEING SAID, YOU KNOW, YOU, YOU MAY NOT BE, UM, REQUIRED TO ENFORCE TO LET BASE PAID AND, UM, AS BEST AS, UM, REGULATION, THINGS OF THAT NATURE, WE USE THOSE TYPES OF FUNDING SOURCES, UH, WHICH COULD BE A GOOD THING.
A LOT OF TIMES YOU COULD PROVIDE ASSISTANCE, UM, YOU KNOW, WITHOUT HAVING THOSE EXTRA PARAMETERS AND COSTS THAT DRIVES UP THE PROJECT.
SO, BUT, UM, AND WE'VE TRIED TO SKIRT AROUND THAT PROCESS AS WELL.
UM, BUT D HECK SAYS SOMETHING DIFFERENT IN TERMS OF OUR FUNDING SOURCE.
SO THAT'S THE REASON WHY WE'RE HAVING TO, UM, ENFORCE, UM, THE LEAD BASED PAID, UM, ASBESTOS AND OF COURSE READ ON IN THE GREENVILLE AREAS.
UM, CAN I, SO LIKE I MENTIONED, ANYTHING THAT WE INVEST, UH, IN A PROPERTY $15,000 AND
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ABOVE WILL REQUIRE A 20 YEAR RESTRICTED COVENANT FILING AGAINST A PROPERTY.UH, IT IS SET UP AS A FORGIVABLE LOAN.
UM, THE HOMEOWNER DOESN'T PAY A THING.
UH, THEY WILL NOT RECEIVE ANY TYPE OF DOCUMENTATION IN TERMS OF A STATEMENT OR A BILLING.
IT'S A FORGIVABLE LOAN, BUT WE WILL FILE A RESTRICTED COVENANT FOR ANYTHING INVESTED IN THE PROPERTY, $15,000 AND ABOVE.
UM, WE'VE BEEN ASKED MANY TIMES, MANY QUESTIONS AROUND, WELL, WHAT HAPPENS IN TERMS OF THE RESTRICTED COVENANT? UH, IF THE HOMEOWNER DECIDES TO SELL THE PROPERTY, IF THE HOMEOWNER PASSES AWAY, WHAT HAPPENS TO THAT RESTRICTED COVENANT? SO A LOT OF TIMES IF THE HOMEOWNER PASSES AWAY AND THE HOME IS TRANSFERRED OVER TO A SIBLING OR TRANSFERRED TO, UH, SOMEONE ELSE, OR, OR EVEN SOLD AS FAR AS THAT GO, THAT'S WHEN THE RESTRICTED COVENANT WILL COME TO LIGHT.
UM, YOU KNOW, IF THE ATTORNEY DO A TITLE SEARCH, THEY'LL SEE THAT RESTRICTED COVENANT FILING.
UM, SO A LOT OF TIMES WE WILL ASK FOR THAT DOLLAR AMOUNT THAT WAS INVESTED IN THAT PROPERTY TO BE PAID BACK TO SOUTH CAROLINA HOUSING IF IT SOLD, IF IT SOLD.
AND, UM, SO WE'LL PROVIDE A PRO RATED DOLLAR AMOUNT, UH, PRO RATED BALANCE AMOUNT, UH, WHAT IS STILL OWED, UH, THAT HAVE NOT BEEN COMPLETELY FORGIVEN.
CAUSE A PORTION IS FORGIVEN EACH YEAR UNTIL THE 20TH YEAR COMES AROUND IS TOTALLY FORGIVEN.
UM, IF THE HOME STAYS IN THE HOMEOWNER'S NAME AND, UM, THE OWNERSHIP DOESN'T CHANGE US, UM, BUT THEY DECIDE TO HAVE A SIBLING MOVE IN, OR, UM, ONE OF THEIR CHILDREN MOVE, MOVE IN INTO THE HOME, UH, THE RESTRICTED COVER REMAINS THERE.
UM, THAT MEANS THE OWNERSHIP DOESN'T NECESSARILY CHANGE US AND YOU, THEY'LL JUST RIDE THAT RESTRICTED COVENANT OUT AND WE WOULD NOT ENFORCE IT TO BE, UM, UH, PAID BACK TO US.
BUT AS SOON AS IT CHANGES OWNERSHIP ON A LEGAL DOCUMENT, UM, THAT, UH, THAT'S IS RECORDED, THAT'S WHEN THE RESTRICT THE COVENANT WILL COME TO LIGHT, LIKE I MENTIONED.
AND THEN WE'LL ASK FOR A PRORATED DOLLAR AMOUNT BACK, UM, THAT MAY BE STILL OWED, UH, ON, ON ON THE FUNDS.
AND SO, UM, FOR BEAUFORT COUNTY, WE ONLY HAVE ONE NON-PROFIT THAT'S SERVING THAT AREA, UH, WHICH IS THE BEAUFORT COUNTY BLACK CHAMBER OF COM COMMERCE, AND I THINK THEY'RE ACTUALLY LOCATED IN, UM, IT'S IN BEAUFORT.
ARE YOU ALL FAMILIAR WITH THAT ORGANIZATION BY ANY CHANCE? YES, MA'AM.
SO WE, WE, WE ARE IN COMMUNICATION QUITE A BIT WITH MS. VALIER RICHARDSON.
SHE'S OUR CONTACT PERSON DOWN THERE.
UM, AND SHE, SHE'S BEEN ACTIVELY ASSISTING AS MANY HOMEOWNERS AS SHE POSSIBLY CAN, BUT WE ARE ALWAYS SEEKING OTHER NONPROFIT ORGANIZATION TO PARTNER WITH US.
AND SO I WAS ASKING, UM, UM, UH, MISS VICTORIA TO SEE IF THAT, IF, IF YOU ALL KNOW OF ANY NONPROFIT THAT WE CAN REACH OUT TO OR, OR WHERE YOU ALL MAY BE INTERESTED IN FORMING A NEW NONPROFIT ON BEHALF OF, UM, BLUFFED, UM, THAT YOU CAN CERTAINLY LOOK IN AND SEEK PARTNERSHIP WITH US SO THAT WE CAN PROVIDE THOSE FUNDS TO, YOU KNOW, TO THAT ORGANIZATION, UM, TO PROVIDE MORE ASSISTANCE.
WHAT IS THE REQUIREMENT FOR THE NONPROFIT TO BE ELIGIBLE FOR YOUR PROGRAM? OKAY, SO YES.
SO ONE OF THE REQUIREMENTS THAT WE ARE LOOKING FOR, UH, GENERALLY THE NONPROFIT HAS TO BE IN BUSINESS FOR AT LEAST ONE YEAR.
OKAY? UH, THEY HAVE TO HAVE A BOARD IN PLACE.
THEY HAVE TO HAVE SOME BYLAWS THROWN UP, UH, WITH A MISSION TO SERVE AND PROVIDE, UM, AFFORDABLE HOUSING ASSISTANCE TO LOW INCOME RESIDENTS IN THE AREA THAT THEY SERVE.
THEY DO HAVE TO SPECIFY THE AREA THAT THEY'RE WILLING TO SERVE.
AND ONE OF THE REASON WHY THEY, WE ASK THAT THEY SPECIFY THE AREAS THAT THEY SERVE.
ONCE YOU BECOME AN APPROVED NONPROFIT OF OUR ORGANIZATION, YOUR NAME WILL BE ON OUR WEBSITE, OKAY? UH, AND YOUR CONTACT INFORMATION, UM, SO THAT EVERYONE WILL HAVE ACCESS TO.
UM, SO WE RECEIVE CALLS, UM, FROM YOUR AREA, WE REFER THOSE CALLS
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TO YOUR ORGANIZATION, OR IF SOMEONE IS JUST EXPLORING AND LOOKING FOR OPPORTUNITY FOR ASSISTANCE AND THEY SO HAPPILY FALL UP ON OUR WEBSITE, THEY WILL HAVE ACCESS TO YOUR INFORMATION.SO WHEN YOU SPECIFY THE AREA THAT YOU, YOU ARE WILLING TO SERVE THOSE PHONE CALLS THAT COME THROUGH BECAUSE OF THE, UH, EXPOSURE, UH, IN TERMS OF BEING AFFILIATED WITH SOUTH CAROLINA HOUSING.
UM, SECONDLY, UM, WE DO ASK THAT YOU HAVE, UM, SOME FINANCIALS IN PLACE.
UH, WE CAN START A NONPROFIT ORGANIZATION OUT AS SMALL AS $5,000 IN LIQUID ASSETS SO THAT THEY CAN KINDA GET STARTED IN THE PROGRAM AND REALLY ASSIST THE HOMEOWNERS IN THAT AREA.
HOWEVER, THOUGH, WITH THOSE NONPROFIT, WITH THE $5,000 IN LIQUID ASSETS, THEY'RE ONLY ALLOWED TO CARRY ONE PROJECT AT A TIME, ONE PROJECT AT A TIME.
ONCE THEY'VE GOT A FEW PROJECTS IN PLACE, UH, THEY'RE MANAGING THE PROJECT FAIRLY WELL, UH, MEANING THE DEADLINES CAUSE WE DO MONITOR THE PROJECTS AND WE DO, UM, ISSUE DEADLINES ON WHEN WE, UM, EXPECT THE PROJECT TO BE CLOSED BY.
UH, WE ALLOW THEM TO CARRY, UM, TWO PROJECTS OPEN AT A TIME ONCE THEY KIND OF UNDERSTAND, UM, THE PROCESS.
NOW FOR THOSE NONPROFITS THAT HAS $10,000 IN LIQUID ASSETS AND MORE, UH, WE'LL ALLOW THEM TO CARRY UP TO FIVE, FIVE PROJECTS AT A TIME.
UM, IF YOU JUST GET STARTED IN HOME REPAIR, BUT YOU GUYS HAVE EXPERIENCE, IF YOU JUST CAN START AT HOME REPAIRS, WE WON'T REALLY ONLY ALLOW YOU TO, UM, CARRY JUST THREE PROJECTS AT A TIME UNTIL YOU, UNTIL YOU'VE GOT THE EXPERIENCE.
UM, WORKING HOUSING TRUST FUND, UH, YOU UNDERSTAND THE PROCESS, UH, THE EXPECTATION, MEANING YOUR DEADLINES IN, IN, IN TERMS OF CLOSING OUT YOUR PROJECTS TIMELY.
THAT'S, WE'LL TRANSITION YOU TO THE FIVE OPEN PROJECTS AT ONE TIME.
AND THEN WE WANT TO ENSURE THAT YOU HAVE A STAFF, UH, IN PLACE BECAUSE ONCE YOU BECOME AN APPROVED NONPROFIT, LIKE I MENTIONED, YOU WILL GET CALLS.
UM, SO WE WANT YOU SURE YOU HAVE A DEDICATED STAFF THAT CAN ANSWER THOSE PHONE CALLS, UM, PROCESS THOSE APPLICATIONS, UH, AND THEN OF COURSE, UM, HAVE SOMEONE ON STAFF THAT HAS SOME CONSTRUCTION KNOWLEDGE IN TERMS OF REPAIRS.
UM, AND OF COURSE I KNOW THAT YOU ALL DO, UM, BECAUSE YOU, YOU ARE DEALING WITH THAT NOW, AND SO YOU'RE IN COMMUNICATION WITH CONTRACTORS NOW.
UM, SO WE WANT TO ENSURE THAT THAT NONPROFIT HAVE SOMEONE IN PLACE THAT HAVE SOME KNOWLEDGE.
IS THERE ANY QUESTIONS THAT YOU HAVE THUS FAR? YES, MA'AM.
THE, THE TOWN OF BLUFFTON, IF WE, IF WE WERE ABLE TO, UM, TO USE YOUR PROGRAM AND WE, WE DON'T HAVE THIS, UH, RESTRICTIVE COVENANT, UM, AS A, AS A, AS ONE OF OUR REQUIREMENT RIGHT NOW, UM, DO YOU, THE FUNDS THAT YOU PROVIDE, DO YOU PROVIDE THE COVENANT, UM, OR YOU WILL REQUIRE US TO PROVIDE THE COVENANT? SO, UH, GREAT QUESTION.
UH, MR. HAMILTON, WE HAVE THE RESTRICTOR COVERED ALREADY IN PLACE.
SO WHAT WE'LL DO, WE'LL CUSTOMIZE IT WITH, UM, WITH, WITH YOUR NAME ASSOCIATED WITH IT, THE HOMEOWNER'S NAME ASSOCIATED WITH IT, AND WE'LL GET INFORMATION ON THE, ON THE PROPERTY WITH THE, UH, LEGAL DESCRIPTION.
UH, ONCE IT'S COMPLETED, WE'LL EMAIL IT TO THE ORGANIZATION FOR THEM TO EXECUTE AND TAKE IT TO THE, UM, YOU KNOW, THEIR LOCAL CLERK OF COURT TO FILE ALL EXPENSES THAT ARE ASSOCIATED, UM, WITH CARRYING OUT THE PROJECT, THE ACTIVITY, ALL EXPENSES ARE REIMBURSED, YOU KNOW, UM, YOU KNOW, LIKE IF YOU HAVE A PROJECT THAT NEEDS TO BE TESTED WITH LEAD BASED PAINT, THAT FIRM'S GONNA CHARGE YOU A FEE.
ALL WE WILL COVER ALL THOSE FEES, UM, FOR THE FILING OF THE RESTRICTED COVENANT, WE WILL COVER THOSE FEES.
UM, NOW YOU MAY HAVE TO PAY, UH, SOME OF THE FEES UP FRONT, AND THAT'S STRICTLY TO SATISFY YOUR CONTRACTOR
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OR TO SATISFY YOUR TESTING FIRM.UH, WE HAVE SOME NONPROFITS THERE ARE FINANCIALLY STABLE WHERE THEY CAN DO THAT UP FRONT, WHICH IS WONDERFUL.
BUT WE DO HAVE NONPROFITS THAT DON'T HAVE THAT CAPABILITY.
UM, SO THEY JUST HAVE TO WAIT UNTIL THEY RECEIVE OUR DOLLARS TO PAY THOSE TESTING FIRMS OR EVEN CONTRACTORS AS FAR AS THAT GOES.
TIMEFRAME ON HOW IT, HOW LONG IT MAY TAKE TO GET YOU THOSE DOLLARS WHEN YOU SUBMIT YOUR REQUESTS FOR FUNDING, IT MAY TAKE TWO TO THREE WEEKS TO GET THAT MONIES TO YOU.
UM, TO PAY YOUR CONTRACTOR OR NECESSARILY GET REIMBURSED FOR FUNDS THAT YOU'VE EXPENDED.
NOW, NOW WE DO PAY THE NONPROFIT OF A A, WE CALL IT A PROJECT DELIVERY FEE FOR CARRYING OUT THE ACTIVITY.
AND SO, AND HOW THAT PROJECT FEE IS CALCULATED BASED ON THE TOTAL DOLLAR AMOUNT OF THAT PROJECT, THAT THAT INCLUDES CONSTRUCTION COSTS, ANY COSTS INVOLVED IN, IN TERMS OF THE TESTING, ANY ADDITIONAL, UM, COSTS INVOLVED IN TERMS OF THE REMEDIATION, THE TOTAL COST INVOLVED FOR THAT PROJECT, WE WILL PAY A 15% FEE.
AND THAT FEE GOES TO THE NON-PROFIT ORGANIZATION.
SO IF, IF YOU HAD A PROJECT RUNNING AROUND $75,000 FOR INSTANCE, YOU KNOW, WE WILL PAY THAT ORGANIZATION $11,000 FOR CLOSING IT OUT.
I THINK IF YOU, IF THE, IF THE PROJECT COST IS AROUND 50,000, I THINK THEY WILL EARN 70, $7,500 TO KIND OF, UM, GIVE YOU AN IDEA ON WHAT TYPE OF FEE WE WILL PAY THAT ORGANIZATION FOR CLOSING OUT AND CARRYING OUT THE ACTIVITY.
DOES THE, DOES IT PAY, UM, SO THAT FEE IN, IN TERMS COVERS ALL THEIR STAFFING IN, UM, AS WELL? IS THAT WHAT YOU'RE SAYING? UH, THAT FEE, UH, IS USED BASED ON THE DISCRETION OF THE NONPROFIT.
WE DON'T TELL YOU HOW TO DISPERSE IT.
YOU CAN CERTAINLY USE THOSE FUNDS TO PAY YOUR STAFF.
AND ANY COSTS INVOLVED, YOU KNOW, FOR US GAS AND THINGS OF THAT NATURE FROM GOING BACK AND FORTH TO THE HOMEOWNER'S HOME.
UH, BUT WE DEFINITELY LEAVE THAT TOTALLY UP TO THE NONPROFIT.
I'M GOING TO OPEN IT UP FOR QUESTIONS FROM STAFF OR, OR ANY BOARD MEMBER, COMMITTEE MEMBERS, UH, MR. CHAIRMAN? YES, SIR.
UM, A QUESTION, SO THIS MONEY FROM YOUR, UM, YOUR HOUSING AUTHORITY IS DIRECTLY TO THE NONPROFIT.
YOU'RE, YOU'RE NOT GOING THROUGH A COG OR THROUGH A COUNTY? IS THAT A QUESTION FOR ME? OR IS IT FOR, UM, FOR YOU? YES, MA'AM.
SO OUR FUNDS GOES DIRECTLY TO, UM, THE NONPROFIT ORGANIZATION.
UH, WE HAVE NOT WORKED IN TERMS OF THE HOME REPAIR WITH ONE OF THE COGS.
UM, UH, WE WORKED, UH, IN PREVIOUS YEARS, MANY YEARS, UH, WITH NONPROFIT ORGANIZATIONS.
I WILL SAY THIS, I WILL SAY THIS, UM, ALTHOUGH WE HAVE NOT DONE IT, BUT IS, IS ELIGIBLE, WE CAN WORK DIRECTLY WITH MUNICIPALITIES, YOU KNOW, SUCH AS YOURSELF, SUCH AS YOUR ORGANIZATION.
HOWEVER, IT'S NOT, THOSE FUNDS ARE NOT GIVEN TO YOU, ARE NOT PROVIDED TO YOU IN TERMS OF A, UM, GRANT OR, UM, BASED ON OUR LEGISLATIVE, UM, THE, THEY HAVE GIVEN US INSTRUCTION AND GUIDELINES TO OFFER THOSE DOLLARS, UM, TO MUNICIPALITIES AS A LOW COST LOAN.
UM, BASED ON THE STATUE, UH, OF THE HOUSING TRUST FUND THAT CAME DIRECTLY FROM THE STATE.
AND SO THAT'S THE REASON WHY I, I DIDN'T PRESENT THAT TO YOU.
WE, THE ONLY REASON WHY I DIDN'T PRESENT IT TO YOU THAT WAY CUZ WE HAVE NOT HAD A LOCAL MUNICIPALITY TO AGREE TO THOSE TERMS YET.
UM, BUT IF THAT'S SOMETHING THAT YOU LIKE TO IN PLAY PUT IN PLACE, WE CAN CERTAINLY DO THAT.
BUT IT'S A VERY LOW COST LOAN, LIKE A 1% LOAN THAT WE CAN ALLOCATE FUNDS TO YOU.
UM, BUT THAT, BUT YES, IT'S, IT'S AVAILABLE, BUT WE GENERALLY WORK WITH NON-PROFIT ORGANIZATION BECAUSE THAT
[00:35:01]
THOSE FUNDS ARE GIVEN TO THEM TO CARRY OUT THE ACTIVITY AND WE PAY THEM, UH, FOR CLOSING AND OUT SUCCESSFULLY.MY SECOND QUESTION, PART OF THAT IS THE, YOU WERE TALKING ABOUT THE, THE, UH, MONEY ATTRIBUTABLE ATTRIBUTABLE TO A HOME, LIKE $50,000 AND YOU COULD GO UP ANOTHER 15,000 BASED ON MITIGATION.
UH, BUT I, I GUESS MY QUESTION IS, IS SAY THAT YOU SAY, SAY THAT A MUNICIPALITY WAS ABLE TO, UH, REQUEST FUNDING.
UH, WHAT'S THE LIMIT? IN OTHER WORDS, IS THERE A DOLLAR AMOUNT THAT'S LIMITED ON WHAT YOU CAN ACHIEVE FROM THE STATE? LIKE, WOULD A CERTAIN NONPROFIT OR A MUNICIPALITY BE LIMITED TO A HUNDRED THOUSAND DOLLARS OR $200,000? WHAT'S THE LIMIT? SO GENERALLY, UH, WE, WE PROVIDE FUNDING, UM, TO THE NONPROFIT BASED ON APPLICATION.
WE HAVE NOT ALLOCATED FUNDS, UH, IN A LUMP SUM DOLLAR AMOUNT, LIKE A HUNDRED THOUSAND OR 150,000, THOSE SORTS OF THINGS.
ONCE YOU HAVE, UM, IDENTIFIED A HOMEOWNER, YOU'VE TAKEN THEIR APPLICATION, COLLECT ALL THE NECESSARY DOCUMENTS THAT WE DO REQUIRE, YOU'LL SEND THAT APPLICATION PACKAGE INTO US AND WE ALLOCATE THOSE FUNDS BASED ON ALLOCATION.
SO IF YOU ARE ABLE TO PROCESS 10 APPLICATION, UM, THOSE 10 ALLOCATED PROJECT AMOUNTS WILL BE ALLOCATED TOWARDS YOUR ORGANIZATION.
I WILL SAY THIS, UM, WE HAVE, WE, WE HAVE IN THE PAST, UM, SEVERAL YEARS AGO, UM, ALLOCATED FUNDS.
UM, JUST AS, AS, AS YOU'VE ASKED A QUESTION, UM, WE WENT THROUGH THAT PROCESS.
UNFORTUNATELY, AT THAT TIME, UH, WE HAD ALLOCATED FUNDS SET ASIDE AND THE FUNDS WASN'T, WASN'T DISPERSED, WASN'T SUSPEND, WERE NOT USED.
SO THAT'S THE REASON WHY WE, WE CHANGED THAT FORMAT, UM, BASED UPON APPLICATION COME IN, UM, COMING IN FROM THE NONPROFITS.
AND SO WE ALLOCATE FUNDS PER PER APPLICATION.
UM, MS. KILGORE, I I HAVE A QUESTION.
JUST, I LIKE STATISTICS MORE THAN ANYTHING.
HOW, UM, HOW MANY HOMEOWNERS HAVE WE SERVED LIKE IN THE LAST YEAR OR I KNOW YOU'VE WORKED THROUGH THE NON-PROFITS.
DO YOU KEEP A, A RECORD OF HOW MANY? I KNOW YOU HAVE THE, THE COVENANTS IN, IN PLACE.
SO LAST YEAR, AND NOW WE'LL SAY THIS, UH, LAST YEAR, UH, WE OPERATED WHAT WE CALL THE EMERGENCY REPAIR PROGRAM.
THAT DID NOT REQUIRE A RESTRICTED COVENANT.
AND THE TOP OF REPAIRS THAT WE WERE ASSISTING WITH AT THAT TIME, UH, WAS MAINLY ROOF'S, HVAC SYSTEMS. YOU KNOW, WE DID A VERY, VERY FEW, UM, SEP THETA REPLACEMENT, BUT MAINLY ROOFS, HVAC SYSTEMS, UM, MAYBE A WINDOW REPLACE A WINDOW HERE OR THERE.
UM, LAST YEAR WE THOUGHT WITH THE EMERGENCY REPAIR PROGRAM, WE ASSISTED 266, UM, HOMEOWNERS THROUGHOUT THE ENTIRE STATE BASED UPON, UH, AND WE WAS REVAMPING THE HOME REPAIR PROGRAM TO PROVIDE MORE ASSISTANCE, BUT WE WERE STILL TRYING TO STAY ON THE OUTSIDE OF THE HOME LIKE ROOFS AND HVAC SYSTEMS. AND, UM, AND OF COURSE THAT'S WHEN WE WAS COMING ACROSS ROOFS THAT COST WAY MORE THAN 10,000.
SO THAT'S ONE OF THE REASONS WHY WE WAS INCREASING THE DOLLAR BOUND TO STILL REPLACE ROOFS, BUT REPLACE THOSE ROOFS THAT NEEDED MORE ASSISTANCE BASED ON FEEDBACK THAT WE RECEIVED FROM OUR ADVISORY COMMITTEE.
BASED ON FEEDBACK THAT WE RECEIVED FROM OUR PARTICIPATING NON-PROFITS, THEY ASKED THAT WE ALLOCATE MORE DOLLARS TO ASSIST WITH INTERIOR REPAIRS.
AND SO WE KNEW AT THAT TIME THAT WE WOULD HAVE TO, UM, PUT IN PLACE ADDRESS AND LET BASE PAINT.
AND THAT WAS ONE OF THE REASONS WHY WE WAS TRYING TO STAY ON OUTSIDE SO THAT WE DIDN'T HAVE TO ENFORCE SOME OF THOSE REGULATIONS.
BUT WHEN THEY, WHEN THEY PUT IT, WHEN WE RECEIVED SO MANY REQUESTS FOR INTERIOR REPAIRS, SO THAT ONE CAN HELP WITH THE FLOORING AND THE ELECTRICAL AND THE BATHROOM OUTFITS AND THINGS OF THAT NATURE, WE KNEW WE HAD TO EMPLOY, UM, ENFORCE THE LEAD BASE PAINT ADDRESSING MOLD AND THINGS OF THAT NATURE.
AND SO THAT'S WHEN, UH, WE HAD TO ENFORCE THE RESTRICTED COVENANT, UH, THAT
[00:40:01]
WE ARE, UH, AND WE HAVE DONE IT IN THE PAST BEFOREHAND ANYWAYS, UM, NOT UPON THE EMERGENCY REPAIR PROGRAM, BUT WE OFFERED IT, ENFORCED IT UPON WHAT WE REFERRED TO AS THE OWNER OCCUPIED REHABILITATION PROGRAM THAT WE OFFERED BEFORE COVID BEFORE THE PANDEMIC.AND WE WERE DOING INTERIOR WORK, BUT IT WAS ONLY UP TO $25,000 AT THAT TIME, ONLY UP TO $25,000.
AND WE DID ENFORCE THE RESTRICTED COVENANT AT THAT TIME.
WE JUST CHANGED THE PROGRAM CAUSE OF COVID AND TRIED TO PROVIDE MORE ASSISTANCE TO HOMEOWNERS, BUT TRYING TO DO ON THE OUT EXTERIOR OF THE HOME.
AND SO THAT'S WHEN WE JUST ONLY ENFORCE, UH, THE EMERGENCY REPAIR PROGRAM WITHOUT THE RESTRICTED COVENANT.
AND SO WITH FEEDBACK WE RECEIVED FROM OUR ADVISORY COMMITTEE FROM OUR NONPROFITS, THAT THEY WANTED US TO PROVIDE MORE DOLLARS AND TO ADDRESS INTERIOR WORK.
AND SO THIS IS WHERE WE ARE TODAY, BEING ABLE TO ADDRESS THOSE, UM, THOSE OTHER ADDITIONAL ISSUES, BUT ALSO ADDRESSING LEAD BASED PAINT WITH THOSE EXTRA LAYERS.
UH, AND WE PROVIDE AN ADDITIONAL $25,000 TO ASSIST WITH THAT, BUT ALSO COMES THE RESTRICTED EQUIP.
UH, KEVIN ICHART, I'M THE DIRECTOR OF GROWTH MANAGEMENT.
UM, I GUESS A, A QUESTION I HAVE FOR YOU, AND YOU'RE TALKING ABOUT THE EMERGENCY REPAIR FUND, THE, THE $10,000 THAT DOES NOT HAVE ANY RESTRICTIONS TO, CAN YOU CONFIRM? YOU'RE STILL SAYING THAT IF, IF WE, LET'S SAY WE, WE HAVE AN APPLICANT THAT COMES IN FOR REPAIRS, UM, THEIR REPAIRS GO BEYOND THE AMOUNT OF MONEY THAT WE HAVE ALLOTTED, UM, FOR SUCH REPAIRS, IS IT POSSIBLE THAT WE WOULD REACH OUT TO YOU OR IT, DOES IT STILL HAVE TO BE A NONPROFIT THAT'S DOING IT, UM, IN ORDER TO GET THE, THE $10,000 FOR THE EMERGENCY REPAIRS ON THE OUTSIDE, UM, TO BE USED AND THEN ADDITIONAL REPAIRS THAT, YOU KNOW, THAT THE TOWN CAN THEN TAKE CARE OF, TAKE, TAKE CARE OF? IS THAT SOMETHING THAT, THAT'S POSSIBLE, UM, YOU KNOW, WANNA BE ABLE TO MAKE SURE THAT, YOU KNOW, IF THE FUNDS ARE AVAILABLE, IF IT HAS TO, CAN BE THE PROPERTY OWNER THAT COMES TO YOU WITH LIKE THE TOWN BACKING SAYING, YES, WE'RE PROVIDING ADDITIONAL ASSISTANCE, OR DOES IT HAVE TO BE A, AN AUTHORIZED NONPROFIT GROUP, UM, BRINGING THIS FORWARD? YES SIR.
IT WOULD HAVE TO BE A PARTICIPATING NONPROFIT ORGANIZATION, UH, REQUESTING THOSE, UM, THOSE FUNDS, UM, FOR THE HOUSING TRUST FUND DOLLARS TO BE USED TOWARDS THAT PROJECT.
AND SO, AND SO I GUESS TO ADDRESS THAT QUESTION, IN TERMS OF UTILIZING OUR DOLLARS TO REPLACE THE ROOF OR WHATEVER THE CASE MAY BE, AND YOU USE YOUR FUNDS TO TAKE CARE OF ALL THE OTHER, UH, REQUIRED REPAIRS THAT WAS NEEDED ON THAT PROPERTY, UM, THAT COULD ESSENTIALLY BE DONE.
HOWEVER, ONCE WE COME OUT TO THE HOME TO VERIFY THAT YOU ARE REQUESTING OUR DOLLARS TO BE USED TO REPLACE THE ROOF, WE WILL ALSO STILL LOOK AT THE HOME AS WELL, JUST TO ENSURE THAT EVERYTHING HAS BEEN, UM, ADDRESSED IN TERMS OF THE DEFICIENCIES OF THE HOME.
UM, AND I'M JUST, AGAIN, JUST THINKING OUT LOUD, I'M, UM, YOU KNOW, GROUPS AROUND HERE, UM, DEEP WELLS LEFT AND SELF-HELP.
UH, IF WE WERE THEN ABLE TO PARTNER WITH THEM AND THEN THEY WERE TO, THEY STARTED THE PROCESS THROUGH YOU AND THEN WE KIND OF PICK UP ON THE, ON THE BACKSIDE FOR WHATEVER ADDITIONAL FUNDS, IT SEEMS AS THOUGH THAT MIGHT, THAT MIGHT WORK.
UH, IT BENEFITS THE PROPERTY OWNER, IT BENEFITS, YOU KNOW, THE NONPROFIT FOR ASSISTANCE.
IT BENEFITS THE TOWN BEING ABLE TO, YOU KNOW, STRETCH OUR DOLLARS EVEN MORE, UH, TO BE ABLE TO ASSIST INDIVIDUALS.
CUZ YOU KNOW, THAT $10,000 IT GOES, IT GOES A LONG WAY, BUT IT DOESN'T GO A LONG WAY.
UM, AND, AND, AND OUR, OUR, THE SECRET IS OUT, UH, ABOUT OUR NEIGHBORHOOD ASSISTANCE PROGRAM, WHICH IS A GREAT THING.
UM, WE'RE, WE'RE GETTING A LOT OF PEOPLE, UM, AS YOU HEARD EARLIER, UH, THAT NEED THIS ASSISTANCE AND, UM, ESPECIALLY IN, IN THE BEAUFORD COUNTY AREA WITH THE COST OF, UH, OF, OF PROJECTS ARE JUST SKYROCKETING THAT, YOU KNOW, ONE OF OUR MAIN GOALS IS TO MAKE SURE WE'RE KEEPING PEOPLE, UH, IN THEIR HOMES.
AND THIS IS A, YOU KNOW, IT'S A GREAT PROGRAM WE, THAT WE HAVE, AND I, I'D LOVE FOR US TO BE ABLE TO COORDINATE WITH YOU GUYS TO, TO STRETCH OUR DOLLARS EVEN MORE.
SO, UM, DEFINITELY, YOU KNOW, AN ON OFF, UH, CAMERA TYPE MEETING, MAYBE WE CAN, UH, LOOK TO FACILITATE SOMETHING, UM, TO, TO MOVE THAT FORWARD.
SO I, I, I THANK YOU VERY MUCH FOR BEING ABLE TO BE HERE TO, TO ANSWER THE QUESTIONS THAT WE HAVE.
[00:45:01]
TO, TO CLOSE THIS OUT, BUT, UM, YOU KNOW, OBVIOUSLY IF ANYONE ELSE HAD ANY QUESTIONS, BUT, UM, YOU KNOW, I DEFINITELY APPRECIATE IT.AND YES, WE, UH, LOVE THE, THE ADDITIONAL PARTNERSHIP OF, OF OTHER FUNDING THAT CAN GO INTO A PROJECT TO, TO DO A COMPLETE OVERVIEW, UH, OVERHAUL IN TERMS OF THE REHABILITATION OF THOSE PROJECTS.
SO YES, UH, THAT'S A GREAT OPPORTUNITY, UM, TO, TO YOU GUYS COMING IN ON THE BACK END TO FINISH, FINISH THE REPAIRS.
AND WE DO PARTNER WITH OTHER ORGANIZATION TO CARRY OUT THOSE TYPES OF REPAIR PROJECTS.
UM, WE WOULD LOVE TO SEE MORE OF THEM.
UM, BUT YES, UM, GREAT OPPORTUNITY TO, TO UTILIZE YOUR FUNDS ON TOP OF OURS.
JUST JUST ONE QUICK FOLLOW UP QUESTION.
DO YOU, DO YOU HAVE A LIST OF NONPROFITS, UM, THAT YOU'VE WORKED WITH? AND, AND I THINK THAT'S SOMETHING THAT, YOU KNOW, WITH VICTORIA, WE COULD WORK TO MAYBE GET THAT LIST, UM, JUST SO THAT WAY WE KNOW WE COULD, YOU KNOW, START REACHING OUT TO THEM.
SO, UH, WE, WE WILL HAVE A LIST.
WE'RE IN RIGHT IN THE PROCESS OF THESE CERTIFYING OUR NON-PROFIT ORGANIZATION.
WE'RE HOPE TO HAVE THIS LIST COMPLETED BY THE END OF THIS MONTH.
ONCE THE LIST IS COMPLETED, IT WILL BE POPULATED ON OUR WEBSITE.
UM, I WILL SAY THIS THOUGH, AS OF RIGHT NOW THOUGH, WE, WE'VE PRETTY MUCH GONE THROUGH ALL OF OUR, UM, APPLICATION IN TERMS OF THE NONPROFITS INTERESTED IN PARTICIPATING IN THE HOME REPAIR PROGRAM.
SO WHAT WE ARE REVIEWING NOW TODAY IN TERMS OF APPLICATION IS THE ONES THAT ARE INTERESTED IN PARTICIPATING IN THE SUPPORT OF HOUSING ACTIVITY.
IS THERE A DEADLINE OR IS THIS JUST A REVOLVING? IT'S A REVOLVING.
ANY NEW NONPROFIT ORGANIZATION INTERESTED IN PARTNERING WITH US IN PARTICIPATING IN ANY OUR ACTIVITIES? THEY CAN APPLY AT ANY GIVEN TIME, SIR.
CAN YOU SEND THIS DOCUMENT SO WE CAN VET THOSE AND SEE IF THAT'S SOMETHING THAT WORKS FOR US? ABSOLUTELY.
UM, AND, AND I'M WITH, I'M WITH KEVIN.
I, I, I MEAN ALL OF US OBVIOUSLY WE ARE HEARING, AND, UH, I LIKE THE POSSIBILITY OF MAYBE A PARTNERSHIP HERE WITH THE STATE TO MAKE THINGS GO FURTHER.
UM, WHAT IS THE REIMBURSEMENT TIME IF THE, IF THE TOWN WAS ABLE TO PARTNER WITH YOU ON A PROGRAM OR TWO OR THREE, WHAT IS THE REIMBURSEMENT TIME FROM THE STATE? SO, UM, I'M USE YOUR REIMBURSEMENT TIMEFRAME SIMILAR TO, UH, WE'VE DONE WITH THE, UM, THIS, UM, SACRAMENTO OFFICE OF RESILIENCE, UM, TO HELP WITH THEIR DISASTER PROJECTS.
UM, UH, THAT'S A SEPARATE ALLOCATION THAT WE DID FOR THEM.
UM, SO GENERALLY ONCE THEY REQUEST, UM, THEIR, THEIR FUNDS, UM, ARE REIMBURSEMENT FROM US, GENERALLY TWO TO THREE WEEKS.
IT TAKES US 30 DAYS TO REIMBURSE, BUT GENERALLY TWO TO THREE WEEKS WE CAN GET THOSE FUNDS TURNED AROUND AND DIRECTED TO YOU AND WE'LL SET IT UP IN TERMS OF ELECTRONIC, UM, DEPOSIT FOR YOU AS WELL.
DOES THE REQUEST, UM, FOR FUNDING OR IS THAT ELECTRONIC AS WELL? OR IS THAT PAPERWORK
AND THAT'S WHEN WE'LL MOVE FORWARD AND CONTACT OUR FINANCE AREA TO PROCESS THAT REQUEST.
LET IT, I MEAN, WHEN I SAY THAT, IS THAT AN EMAIL OR IS THAT A HARD COPY? IT WOULD BE IN TERMS OF, OF EMAIL, BUT ONCE WE ARE ABLE TO SOLIDIFY, UH, OUR AGREEMENT, UH, ALL THOSE THINGS BE OUTLINED IN THE AGREEMENT, UM, FOR YOU ALL.
CUZ WE'LL ASK HOW DO YOU PLAN ON UTILIZING THOSE FUNDS
[00:50:04]
IF IT'S IN, IN TERMS OF HOME REPAIRS, YOU KNOW, UM, WE ASK FOR DOCUMENTATION ON THE ADDRESSES THAT YOU'RE UTILIZING, UM, THE FUNDS, WHAT TYPE OF REPAIRS WE'RE COMPLETED, THOSE SORTS OF THINGS AS WELL AS PICTURES.BUT ALL THOSE, ALL THAT INFORMATION SHOULD BE OUTLINED IN THE AGREEMENT.
MISS KARD DOES, UM, DO YOU EVER RUN OUT OF MONEY BEFORE THE END OF THE YEAR OR THE END OF THE FISCAL YEAR? NO, MA'AM.
UM,
WE STILL HAVE APPROXIMATELY 25 MILLION THAT HAVE NOT BEEN PLANNED FOR.
AND SO, AND WE RECEIVE FUNDS ON A MONTHLY BASIS CAUSE MONEY IS CONSTANTLY COMING IN FROM THAT DOCUMENTED STAMP TAX FEE FROM THE TREASURE.
AND SO WE HAVE NEVER CAME ACROSS, UM, UM, SITUATION THAT WE RUN OUTTA MONEY, SO TO SPEAK.
I, I, UM, I'M A REALTOR AND I WORKED WITH THE, UM, U S D A WITH, UH, SOME LOANS, YOU KNOW, FOR SINGLE FAMILY AND SEVERAL TIMES THEY'VE RUN OUT OF MONEY THAT PEOPLE WERE APPLY, WE GOT THE HOME, WE ARE WAITING ON THE CLOSING, AND THEN THE GOVERNMENT HAS, UH, RUN OUT OF FUNDS.
I WAS JUST CURIOUS ABOUT THAT.
UM, I HAVEN'T HEARD ANY STAFF MEMBER, OF COURSE, I'VE ONLY BEEN HERE FOR THREE YEARS, BUT I'VE GOT STAFF MEMBERS THAT HAVE BEEN HERE FOR 20 YEARS AND NEITHER ONE, NO ONE HAVE SAID WE HAVE EVER RAN OUTTA MONEY.
AND I KNOW WHERE OUR BALANCES STAND AS OF TODAY.
UH, WE, WE'VE GOT ACTIVITIES, UM, ALREADY OUTLINED AND ALLOCATED, BUT WE STILL HAVE FUNDS, UM, STILL IN THE CALL FOR SORT TO SPEAK THAT WE HAVE OPPORTUNITY FOR MORE ACTIVITIES.
ANY FURTHER QUESTIONS OR CONCERNS? I, I HAVE ONE MORE AND IT, IT MAY BE, IT MAY BE TOO DEEP TO GET INTO A DISCUSSION ABOUT IT, SO I'LL JUST TAKE A YES.
UM, CHANGING, CHANGING HORSES FROM, UH, YOU KNOW, REPAIR OF HOMES AND YOU HAVE SO MUCH MONEY THAT WE WOULD LOVE TO HAVE MM-HMM.
UM, HOW ABOUT WHEN IT COMES TO AFFORDABLE WORKFORCE HOUSING? DO YOU Y'ALL DO FINANCING FOR THAT AS WELL? WE, UH, WE DO NOT DO WORKFORCE HOUSING IN TERMS OF OWNERSHIP.
IS THAT WHAT YOU'RE REFERENCING, SIR? WELL, I MEAN, EVEN A, A RENTAL PROJECT, WELL, OWNERSHIP OR RENTAL, WE DO PROVIDE FUNDING FOR RENTAL UNIT RENTAL UNITS, UH, NOT FOR HOME OWNERSHIP.
AND SO, UM, FOR RENTAL UNITS, WE UTILIZE, GENERALLY UTILIZE OUR SMALL RENTAL DEVELOPMENT PROGRAM, UM, WHICH IS A WHOLE NEW SEPARATE PROGRAM IN ACTIVITY.
UH, YOU, UM, NONPROFIT ORGANIZATIONS CAN APPLY FOR THOSE DOLLARS.
UM, GENERALLY, AND WE, WE'VE SET OUT THE ROUNDS THAT YOU CAN APPLY AND MOST TIMES IS AT THE BEGINNING OF SPRING IS WHEN YOU SUBMIT YOUR APPLICATION AND YOUR PLANS.
UH, WE DO HAVE A TIER ONE AND A TIER TWO IS BASED UPON HOW LARGE YOUR PROJECT IS, UM, WHEN YOU WOULD SUBMIT YOUR APPLICATION FOR FUNDING FOR THOSE, THOSE TYPES OF PROJECTS.
YOU, YOU TALKING ABOUT CONSTRUCTION OF THOSE, UM, RENTAL UNITS? YES, SIR.
CONSTRUCTION, YEAH, CONSTRUCTION INFRASTRUCTURE, THE, I MEAN, FROM, FROM FROM BEGINNING TO END.
SO THREE DIFFERENT SOURCES, THREE DIFFERENT SOURCES OF FUNDS GOES INTO OUR SMALL RENTAL DEVELOPMENT PROGRAM.
ONE IS THE SOUTH CAROLINA HOUSING TRUST FUND.
UM, SECONDLY IS THE NATIONAL HOUSING TRUST FUND.
AND THEN THIRDLY IS THE HOME INVESTMENT PARTNERSHIP FUNDS.
UM, THE NATIONAL HOUSING TRUST FUND AND THE HOME PARTNERSHIP FUND, ALL FEDERAL DOLLARS THAT COMES FROM HUD AND OF COURSE, UH, THE SOUTH CAROLINA HOUSING TRUST FUND.
EACH FUNDING SOURCE HAVE A, UM, UM, INCOME REQUIREMENT.
UH, WHICH MEANS THAT THE TENANT MUST E MEET CERTAIN INCOMES IN ORDER TO STAY IN THAT PARTICULAR UNIT.
THE HOUSING TRUST, THE SOUTH CAROLINA HOUSING TRUST FUND IS FOR 80% BELOW OF THE AMI, REPEAT THAT, I'M SORRY.
[00:55:01]
AND FOR THE HOME INVESTMENT PARTNERSHIP, UM, FUNDING, WHICH IS ALSO FEDERAL DOLLARS, IT IS 60% AND BELOW OF THE AMI.
AND SO WHEN A ORGANIZATION SUBMIT FOR FUNDING, OF COURSE WE ARE LOOKING FOR, UM, UM, YOU KNOW, HOW MUCH FUNDS ARE NEEDED TO, YOU KNOW, TO COMPLETE THAT PROJECT.
WE DO LOOK AT WHICH FUNDING SOURCE TO UTILIZE TO HELP FUND THE PROJECT TO ENSURE THAT YOUR, THE, THE, THE ORGANIZATION IS COLLECTING ENOUGH FUNDS FROM THEIR RENTAL INCOME TO MAKE A CASH FLOW.
SO WE LOOK AT, SO WE'LL DETERMINE MOST TIMES HOW TO BEST UTILIZE THOSE DOLLARS SO THAT WHEN YOUR RENT IS BEING COLLECTED, THAT YOU ARE COLLECTING ENOUGH TO MAINTAIN THOSE UNITS.
AND WE'LL DETERMINE ALSO WHETHER THAT'LL BE IN TERMS OF A LOAN, LOW COST LOAN OR WILL BE GRANTED THOSE DOLLARS BE TOTALLY TRANS.
SO BASED ON THE APPLICATION OR BASED ON THE PRODUCT, IS WHEN YOU DETERMINE WHETHER THAT COULD BE A GRANT OR LOAN, OR DOES THE APPLICANT REQUEST EITHER OR? THE APPLICANT CERTAINLY CAN REQUEST EITHER OR.
IT'S GONNA BE BASED UPON YOUR TOTAL DEVELOPMENT COSTS.
AND HOW MUCH WE'RE ABLE TO ALLOCATE.
ARE THERE ANY MORE CONCERNS OR QUESTION FOR MS. KILGAR? K I GET TOO MUCH INFORMATION,
YOU'VE BEEN, YOU'VE BEEN A WEALTH OF INFORMATION AND A BLESSING TO THIS, TO THIS MEETING.
THANK YOU FOR YOUR TIME AND THANK YOU FOR, UM, FOR YOUR SHARING.
I, I HOPE THAT, UM, THAT WE CAN USE SOME OF YOUR PROGRAM AND, AND, AND OF COURSE YOU HAVE MANY DIFFERENT, UM, TOOLS IN THE BOX AND WE, WE GOING TO, WE'RE GONNA DO SOME RESEARCH TO SEE HOW WE CAN, UM, ALL BENEFIT FROM SOME OF THIS.
IF YOU HAVE ANY QUESTIONS, UM, AFTER, UM, TODAY'S MEETING AND YOU WANNA JUST CALL ME OR WHATEVER THE CASE MAY BE, UM, TO ADDRESS, UM, MORE QUESTIONS OR PROVIDE MORE CLARITY MM-HMM.
CAN I GET YOU, CAN I HAVE THAT INFORMATION? YES, SIR.
I CAN GIVE IT TO YOU RIGHT NOW, IF THAT'S OKAY.
SO MY DIRECT LINE IS 8 0 3 8 9 6 9 3 6 2.
AND I CAN GIVE YOU MY EMAIL ADDRESS IF YOU LIKE, OR IF THE PHONE NUMBER IS, IS IS THE PREFERRED WAY.
SO MY EMAIL ADDRESS IS FELICIA, WHICH IS F E L I C I A K, WHICH IS K I L G O R E AT SC FOR SOUTH CAROLINA SC HOUSING.COM.
AGAIN, THANK YOU FOR, FOR YOUR TIME WITH US TODAY AND, AND IT'S BEEN A PLEASURE SHARING WITH YOU.
NOW, WOULD YOU LIKE ME TO DROP OFF OR STAY ON? YOU CAN WE, WE, WE'LL, PRETTY MUCH AT THE END, UM,
UM, BUT, BUT I DO HAVE A QUESTION.
I I, YOU SAW SOME OF WHAT WE ARE DOING.
DO YOU HAVE ANY QUESTION FOR US ABOUT THE PROGRAMS AND, AND WHAT WE OFFER FOR OUR, OUR COMMUNITY HERE? ANY QUESTIONS YOU HAVE FOR US? WELL, I'M EXCITED TO SEE, UM, THE WORK THAT YOU ALL ARE DOING.
[01:00:01]
THINK YOU'RE DOING SOME WONDERFUL THINGS DOWN THERE, UM, FOR THE FOLKS THAT LIVES IN YOUR, IN YOUR COMMUNITY, UM, I, I AM EXCITED TO SEE THAT, UM, FEDERAL DOLL'S NOT NECESSARILY INVOLVED IN THOSE PROJECTS.SO TO GIVE YOU A WHOLE LOT OF FLEXIBILITY IN TERMS OF HOW YOU MOVE FORWARD IN COMPLETING THOSE RE UM, REHABILITATION PROJECTS FOR THOSE HOMEOWNERS, UM, YOU CAN PICK AND CHOOSE ON WHAT YOU, YOU, YOU CAN, YOU KNOW, YOU CAN DO IN TERMS OF YOUR FUNDING SOURCE AS OF AS OF TODAY.
UM, OUR FUNDING SOURCE GONNA MAKE YOU DO A FEW MORE THINGS THAT YOU MAY NOT NECESSARILY HAVE BEEN DOING IN THE PAST, IF THAT MAKES SENSE.
YOU KNOW, UH, WITH OUR PRO HOME REPAIR PROGRAM, YOU KNOW, IF THERE'S SOME LET ISSUES, UM, THAT WE NEED TO ADDRESS, WE HAVE TO ADDRESS IT.
UM, IF THE PORCH IS NOT AS STABLE AS, AS, UH, AS IT SHOULD BE, BUT WE CAN SLIDE BY IT.
WE CAN'T SLIDE BY IT, WE HAVE TO ADDRESS IT.
UM, SO THOSE ARE SOME OF THE LAYERS THAT OUR PROGRAM WILL ENFORCE THAT WE MUST, UM, YOU KNOW, MUST ABIDE IT BY AND, AND, AND REPLACE A REPAIR.
SO THAT'S THE REASON WHY I, I KNOW IN, UH, IN TERMS OF HOW YOU MAY HAVE BEEN ABLE TO PROVIDE THAT ASSISTANCE, WHICH IS WONDERFUL.
UH, WE, WE, WE WILL ACTUALLY DO A LITTLE BIT MORE A LOT OF TIMES WITH OUR FUNDING SOURCE, IF THAT MAKES SENSE.
AND, AND THE SKY IS NOT THE LIMIT OF WHAT WE DO HERE.
NOW,
SO WE STARTED OUT WITH THE, WITH THE CONCEPT OF SAFE AND DRY, WHICH A ROOF, FLOORS, DOORS, AND WINDOWS.
AND, AND WE REALIZED LATER ON DURING THE PROCESS, IF A ROOF WAS A PROBLEM, THEN IT ALSO CAUSED A PROBLEM INSIDE.
SO HAD TO CONSIDER THE WALLS AND, AND, AND, UM, AND, AND POSSIBLY EVEN COVER NOT JUST REPAIRING THE FLOOR, BUT COVERING THE FLOOR, RIGHT.
SO, UM, BUT AGAIN, UH, I WILL STAFF AND I, AND MAYBE SOME OF, UM, UH, COMMITTEE MEMBERS WILL PROBABLY REACH OUT TO YOU AGAIN SOON TO SEE IF THERE'S ANY OTHER PROGRAMS THAT YOU MAY CAN, UH, ASSIST US OR DIRECTORS TOO, THAT OFFERS SOMETHING SIMILAR SO WE CAN CONTINUE OUR TOOLBOX UNTIL WE GET ALL THE, UH, ALL THE, ALL EVERY, EVERY MILLIMETER WRENCH AREA IS IN IT,
WELL, I DEFINITELY LOOK FORWARD FROM HERE TO, UM, TO HEARING FROM YOU ALL AGAIN.
AND, UH, I CERTAINLY WANNA THANK YOU ALL FOR INVITING ME.
UM, HOPEFULLY WE CAN, UM, FORM SOME PARTNERSHIPS A LITTLE BIT LATER ON DOWN THE ROAD.
I'M GONNA DROP OFF IF THAT'S OKAY.
THAT WAS A PRETTY GOOD, UH, MEETING THERE WITH MS. KARD.
UM, DO WE HAVE, IS THERE ANYTHING WE WANNA DISCUSS, UM, COMMITTEE MEMBERS ALONG WITH STAFF, SO TO SEE WHAT WE THINK ABOUT THE OPPORTUNITIES THAT, THAT THEY OFFER? UH, MR. CHAIRMAN, IF I MAY, UM, I THINK PROBABLY, UH, A GREAT THING TO DO WOULD BE FOR STAFF FOR US TO KIND OF GO BACK, UH, OFFLINE, START LOOKING AT THE PROGRAM THAT THEY HAVE IN PLACE.
AND, YOU KNOW, THAT WAS ONE OF THE QUESTIONS THAT I WAS ASKING ABOUT, OF THAT FUNDING OF THE $10,000.
UM, GIVE US AN OPPORTUNITY TO, UM, TO, TO GET THROUGH ALL THE LOGISTICS BEHIND THAT, UH, FROM PROGRAMMING STANDPOINT.
UM, SEEING IF, IF WE CAN'T, IF THERE IS A WAY TO DO IT, UM, JUST AS THE TOWN, UM, VERSUS, YOU KNOW, HAVING A, A SEPARATE NONPROFIT, UM, LIKE, LIKE A DEEP WELL OR, OR, UH, ANOTHER GROUP IN THE AREA TO ASSIST WITH THAT.
UM, I'D LIKE TO BE ABLE TO GET SOME MORE INFORMATION.
UM, AND MAYBE WE CAN KIND OF BRING THAT BACK TO YOU AT THE NOVEMBER MEETING.
[01:05:01]
I WAS TAKING A LOT OF NOTES, UM, AND THAT WAY IT'D GIVE US AN OPPORTUNITY TO, TO LET YOU GUYS HAVE A MAYBE A MORE INFORMED DISCUSSION ABOUT IT.UM, AND THEN WE CAN SEE FROM THERE, UM, IF THAT'S SOMETHING THAT, YOU KNOW, YOU AS THE AFFORDABLE HOUSING COMMITTEE WOULD LIKE FOR US TO, TO MOVE FORWARD WITH, UH, TRYING TO IMPLEMENT THAT.
I, I, I PERSONALLY THINK THAT'S A PERFECT PLACE TO START.
UM, UM, AND I LIKE, I LIKE YOUR, UM, I GUESS THE WAY THAT YOU, UM, PRESENTED THAT BECAUSE WE, THIS SOUNDS LIKE A LOT OF, I GUESS IT'S GOING TO TAKE SOME STAFF AS WELL AS, UM, COUNSEL SOME SERIOUS, UM, CONSIDERATION TO, TO, TO MOVE FORWARD WITH THIS BECAUSE, UM, DAN ASKED, AND SO DID I ASKED ABOUT TURNAROUND TIME IF WE DECIDED TO USE THEIR PROGRAM FOR SOME OF OUR FUNDING.
THAT'S ALWAYS BEEN A MAJOR CONCERN DEALING WITH, WITH GOVERNMENT OR STATE OR THE STATE IS TURNAROUND TIME.
AND, UM, BECAUSE FOR SO MANY REASONS, YOU KNOW, CONTRACTORS WANT THEIR MONEY YESTERDAY, YOU KNOW, AND, UM, AND SO PUTTING US ON THE, ON THE FRONT LINE, THEY DON'T, THEY, THEY WANT US TO MAKE, MAKE IT HAPPEN.
SO THOSE, THOSE ARE GOOD QUESTIONS.
THE OTHER THING YOU SAID MAYBE, AND, AND THAT'S, THAT'S ANOTHER COUNCIL PROBABLY PERSPECTIVE THERE, IS DO WE, CAN WE QUALIFY IF THE TOWN ESTABLISH A NONPROFIT JUST FOR PROGRAM LIKE THIS? BECAUSE DEALING WITH, UM, DEALING WITH ANOTHER AGENCY OR A NO, ANOTHER NONPROFIT DOESN'T GIVE US CONTROL.
IT, IT GIVES US, UM, AND CONTROL IS IMPORTANT BECAUSE WE CAN, WE CAN, WE CAN CON WE, WE CAN CONTROL THE ENTIRE, UM, NEGOTIATION FROM, FROM START TO FINISH.
THEY KNOW THAT WE DON'T HAVE TO WAIT ON SOMEBODY ELSE'S OPINION.
ANYONE ELSE? WELL, I, I, I'M WITH YOU.
I, I LIKE THE FACT, KEVIN, THAT THE WAY YOU'RE APPROACHING IT TOO, I THINK THERE'S TOO MUCH, UH, INFORMATION TO BE DUG INTO AND THEN BRINGING IT BACK AND, AND, AND BOILING IT DOWN AND PRESENTING IT BACK TO THE COMMITTEE.
I, UM, FOR EXAMPLE, YOU KNOW, ONE THING THAT I'M A LITTLE CONCERNED ABOUT JUST THROUGH MY LENS IS THE 20 YEAR RESTRICTION, UH, DE RESTRICTION.
AND, YOU KNOW, THAT CAN BE GOOD.
THAT CAN BE BAD IF YOU'RE A HOMEOWNER JUST TRYING TO GET REPAIRS TO YOUR, YOUR HOME, AND THEN YOU GET WITH A 20 YEAR RESTRICTION ON DEED RESTRICTION, YOU KNOW THAT THAT MIGHT WORK AGAINST YOU IN SOME INSTANCES, UNLESS THERE WAS A WAY TO NAVIGATE THAT WHERE AFTER 10 YEARS, MAYBE YOU WANT TO SELL YOUR HOME.
MAYBE THAT'S SOMETHING, UM, WITH THE DEED RESTRICTION LEFT ON IT, MAYBE THE TOWN MIGHT STEP IN AND SAY, WELL, WE WANT THAT IN OUR PORTFOLIO.
THESE ARE THINGS THAT HAVE TO BE THOUGHT OUT AND WORKED OUT.
UM, AND THEN ALSO THE, THE, THE PROSPECT OF, UM, EVENTUAL, YOU KNOW, WE'RE NOT GONNA STOP WITH THE HOUSING PROGRAM THAT WE'RE DOING FOR NEW CONSTRUCTION WHERE WE ARE TODAY.
SO THAT'S A WHOLE NOTHER DISCUSSION TO TRY TO FIGURE OUT HOW WE CAN GET INTO THAT AND, UH, GO FORWARD.
AND, AND ONE LAST THING, UM, NOT, NOT PROMOTING THEM IN ANY WAY, UM, I HEAR WHAT, UH, CHAIRMAN COUNCIL, UH, PAM HAMILTON IS SAYING, UH, ABOUT CONTROL.
AND I GET THAT, AND I AGREE WITH THAT.
I, BUT AGAIN, I, I'M LEARNING THAT, UH, AND YOU KNOW, THIS, THE BEAUFORT HOUSING AUTHORITY IS A, WELL, UH, A WORLD OF INFORMATION, UM, FLEXIBLE, AND SHE'S PROBABLY WORKED WITH THEM ON SOME OF THESE VERY ISSUES.
SO JUST, JUST THE THOUGHT, I THINK, I THINK SHE SAID THAT THEY HAVEN'T WORKED WITH THE HOUSING AUTHORITY AND, AND I THINK THE ONLY PERSON LOCALLY THAT THEY WORK WITH, WITH THE, THE BLACK CHAMBER, UM, SO I THINK I HEARD HER SAY THAT THEY HAVEN'T WORKED WITH THE HOUSING AUTHORITY, WHICH SURPRISES ME.
UM, BUT IT MAY, IT MAY GO BACK TO A PART OF THE, THE DEED RESTRICTION THAT'S, THAT THEY, THAT THE PROGRAM NEEDS.
[01:10:01]
KNOW, I, I, I SEE, I SEE THIS AS BEING SOMETHING THAT WE CAN GET A LOT FROM.THERE'S, THERE'S, SO THERE'S A LOT HERE.
WE GOT TOOK SOME TIME TO, TO DISSECT IT IN KEVIN, UM, YOU AND STAFF PLEASE.
UM, YOU KNOW, MAKE SURE THAT WE, UM, IF WE CAN RECAP SOME OF THESE, SOME OF THOSE, UM, UH, ATTRIBUTES THAT, THAT THAT THIS PROGRAM HAS, AND, AND IN OUR NEXT MEETING, IF WE CAN, WE CAN HAVE SOME OF THIS TO DISCUSS.
THIS WILL GIVE US, UM, AND YOU GUYS FACILITATE THAT, THAT PART OF IT.
WE CAN, WE CAN HELP THE COMMITTEE AND THOSE WHO ARE NOT HERE TODAY GET A LITTLE CLOSER TO AND UNDERSTAND, UM, SOME OF THESE POSSIBILITIES OR SOME OF THESE THINGS THAT WE MIGHT FEEL LIKE IT'S, UM, IT WORKS OR IT FIT FOR BLUFF.
YEAH, I WAS TAKING NOTES ABOUT THIS.
SO, UM, I JUST, IT SEEMS AS THOUGH THAT THE, UM, YOU KNOW, THE, THE 10, THE $10,000, UM, FUND OR, UH, YOU KNOW, PROGRAM THAT THEY HAVE, OBVIOUSLY THAT DOES NOT, THAT DOESN'T HAVE ANY DEED RESTRICTIONS TO IT.
UM, SO, YOU KNOW, I HATE TO SAY IT, BUT YOU KNOW, GOVERNMENTAL RED TAPE, WHEN YOU START DEALING WITH DEED RESTRICTIONS, UM, YOU KNOW, IT'S ALMOST BETTER TO JUST KIND OF STAY AWAY FROM THAT.
UM, I THINK THAT WITH THAT $10,000 ADDITION TO, TO WHAT WE'RE DOING, THE BARGAINING POWER THAT WE THEN HAVE, WE CAN START TO TACKLE MAYBE SOME MORE IN DEPTH PROJECTS, UM, TO ASSIST, UM, TO ASSIST THE FAMILIES AROUND HERE.
EXCUSE ME, SIR, WE DIDN'T, UH, ASK FOR A WEBSITE.
I'M SURE IT'S SOUTH CAROLINA HOUSING, BUT, UM, IF WE COULD GET THAT WEBSITE SURE THING.
I THINK, UM, VICTORIA IS, SHE'S ON HERE AND WE'LL MAKE SURE THAT WE SEND OUT INFORMATION.
WE CAN DEFINITELY SEND THAT OUT.
I'LL PUT IT IN AN EMAIL ONCE WE GET OFF.
HEY GWEN, I SEE YOU ITCHING OVER THERE,
UM, I ALSO DON'T WANT US TO FIGURE, FORGET ABOUT, UH, THE SMALL RENTAL DEVELOPMENT PROGRAM.
THAT COULD BE AN OPTION FOR US AS WELL TO HAVE IN OUR, AS A RESOURCE IN OUR TOOLBOX.
UM, I KNOW THAT YOU GUYS ARE, UM, I LIKE THE IDEA OF THE, UM, STAFF WORKING ON THE DIFFERENT OPTIONS AND WHAT'S AVAILABLE.
UM, BUT JUST NOT, I KNOW THAT IS, THAT PROGRAM IS ONLY OFFERED TO, UM, NONPROFITS, BUT MAYBE, UM, AND IT TAKES A YEAR FOR NONPROFIT TO BE ELIGIBLE FOR THEIR PROGRAM, BUT MAYBE WE CAN LOOK TO LOOK INTO SOME RESOURCES TO, UM, FOR THAT AS WELL.
AND THAT BE ANOTHER ARM OF WHAT WE DO FOR OUR COMMITTEE.
THEY HAVE TO BE A NONPROFIT FOR AT LEAST A YEAR.
DO YOU HAVE ANY OTHER THOUGHTS? UM, FRED? I HAVE ONE.
UM, THE, UM, HOLD ON A SECOND.
UM, SOMETHING THAT YOU AND I HAVE BEEN DEALING WITH RECENTLY.
THE, UM, THIS IS A DIFFERENT TOPIC, BUT THIS, THIS IS JUST, I'M THROWING IT OUT THERE SO IT CAN BE LOOKED AT OR THOUGHT ABOUT BETWEEN YOU AND STAFF.
UM, THESE VOUCHER PAYMENTS THAT ARE AVAILABLE THROUGH, UM, HUD.
THE NUMBERS ARE GETTING LARGE NOW.
UH, A THREE BEDROOM IS 2203 A MONTH.
UM, WE'VE BEEN TALKING A WHILE NOW ABOUT TRYING TO TAKE DIFFERENT APPROACHES AND SOME OF THESE HOME BU OR SOME OF THESE BUILDERS THAT ARE BUILDING APARTMENTS IN BLUFFTON, YOU KNOW, WE'VE, WE'VE THOUGHT ABOUT IS THERE WAY TO PARTNER WITH SOME OF THEM AND WE HAVEN'T REALLY COME, BEEN ABLE TO COME UP WITH A GOOD IDEA YET.
BUT I'M GETTING, WHAT I'M TRYING TO SAY IS SOME OF THESE VOUCHER PROGRAMS, UH, THE NUMBERS ARE GETTING LARGE ENOUGH THAT IT MIGHT BE, WE COULD FIND A WAY TO PARTNER WITH, UH, SOMEBODY BUILDING SOME TOWN HOMES OR APARTMENTS, UM, FOR A CERTAIN NUMBER OR PERCENTAGE, WHATEVER IT MIGHT BE, WHETHER IT'S FIVE 10, UH, OR, OR 10% OR 20 PERCENTAGE.
I'M JUST THROWING IT OUT THERE.
I DON'T KNOW WHAT THE ANSWERS ARE.
[01:15:01]
WORTH THINKING ABOUT AND SOMEBODY'S READING YOUR MIND,UM, AND I GUESS, UH, COUNCILMAN HAMILTON'S KIND OF A TRANSITION INTO THE, TO THE NEXT TOPIC THAT WE HAD.
UM, YOU HAD REQUESTED SOME INFORMATION ABOUT, YOU KNOW, WHAT'S THE COST, UH, RIGHT NOW FOR INDIVIDUALS, UM, YOU KNOW, WHAT CAN YOU EXPECT SOMEONE TO HAVE TO PAY, UM, EITHER FOR A, UM, FOR A RENTAL UNIT OR, UM, YOU KNOW, IF THEY HAD A, A HOME OWNERSHIP, WHAT'S, WHAT'S AN AN ANTICIPATED COST, UH, FOR SOMEONE WITH THAT? UM, AND IF YOU DON'T MIND, I CAN GO AHEAD AND JUST KIND OF, KIND OF RUN THROUGH SOME OF THIS INFORMATION.
UM, JUST, JUST BASED OFF OF WHAT DAN'S, YOU KNOW, DAN'S CONCERN WAS.
UM, AND WHAT HE IS REFERRING TO IS THE, THE HOUSING CHOICE VOUCHER PROGRAM.
UM, THEY HAVE THIS ABILITY TO, UM, UH, YOU POTENTIALLY COULD GET UP TO, UM, AND THIS IS FOR THE, THE COST OF, OF VARIOUS, UM, HOUSING.
UM, IF A, IF A HOMEOWNER, YOU KNOW, IS RENTING THEIR HOME, UM, AND YOU HA YOU ARE IN THE PROGRAM WITH THE HOUSING CHOICE VOUCHER PROGRAM THROUGH BEAUFORD HOUSING AUTHORITY, AND THE HOMEOWNER WILL ACCEPT THE, THE, THE, THE PROGRAM, UM, BECAUSE OF THE, THE RENTAL RATES IN BEAUFORD COUNTY, THEY ARE SO MUCH HIGHER THAN ALMOST EVERY OTHER COUNTY IN SOUTH CAROLINA.
HUD IS AUTHORIZED THE HOUSING AUTHORITY TO HAVE A HIGHER RATE.
SO, UM, SO YOU CAN SEE THAT, UM, YOU KNOW, FAIR MARKET RENTS, UH, AND WE'LL JUST STICK WITH A A TWO BEDROOM FOR DISCUSSION PURPOSES.
IS THAT 1463? SO THAT'S WHAT IS, IF SOMEONE, YES, SIR.
IS THERE ANY WAY YOU CAN MAKE YOUR SCREEN A LITTLE LARGER? THAT'S BETTER.
CAN YOU ALL SEE THAT KEVIN? KEVIN? YES, SIR.
ON THAT COMMENT YOU JUST MADE, CORRECT ME IF I SAY IT WRONG, BUT ON THE FAIR MARKET RENTS THAT YOU'RE SHOWING THERE IN THE TWO BEDROOM EXAMPLE.
THAT IS A BEAUFORD COUNTY NUMBER.
THAT IS NOT A BLUFFTON NUMBER.
YOU JUST WANTED EVERYBODY TO UNDERSTAND THAT.
AND THAT'S ACTUALLY GONE UP FROM THE INFORMATION THAT WE'VE HAD.
SO, UM, SO YOU CAN SEE HOW, UM, AND THIS, AGAIN, THIS IS JUST FOR THE HOUSING VOUCHER PROGRAM.
THIS IS WHAT, WHAT THIS MEANS IS THAT, AND A PROPERTY OWNER OF A SINGLE FAMILY RESIDENCE, UM, DECIDES TO RENT THEIR PROPERTY AND YOU KNOW, THEIR, YOU KNOW, PERSON A, PERSON B IS PART OF THE, UM, HOUSING CHOICE VOUCHER PROGRAM.
WHAT THEY COULD DO IS GO TO THAT PROPERTY OWNER AND POTENTIALLY BE ABLE TO PAY UP TO, YOU KNOW, AT 120% THAT 1755 FOR A TWO BEDROOM RENTAL UNIT.
UM, AND, AND WITH THE WAY THE PRICES ARE GOING, UM, LET'S HYPOTHETICALLY SAY THAT, UM, A TWO BEDROOM, UM, HOUSE IS RENTING FOR $2,000 A MONTH, THIS HOUSING CHOICE VOUCHER PROGRAM WILL PAY THAT 1755 DIRECTLY TO THE PROPERTY OWNER.
AND THEN YOU AS THE RENTER, YOU ARE RESPONSIBLE FOR THE, THE $245, THE GAP, YOU'RE, YOU'RE RESPONSIBLE FOR THAT GAP.
UM, I BELIEVE THAT AS OF RIGHT NOW, THE HOUSING AUTHORITY HAS, I THINK I HAD, UH, LISTED IT WAS OVER LIKE 649, UM, INDIVIDUALS OR FAMILIES THAT ARE PART OF THE VOUCHER PROGRAM RIGHT NOW IN BEAUFORD COUNTY.
UM, 80, 86 OF THEM ARE IN, UH, THE BLUFFTON AREA.
UM, SO, YOU KNOW, WE ALWAYS TALK ABOUT IS THERE AFFORDABLE HOUSING THERE, THERE'S PROGRAMS OUT THERE.
THIS IS ONE SUCH PROGRAM THAT I THINK THAT, UM, CAN BE, UM, PROMOTED A LITTLE BIT MORE ON OUR END TO ASSIST WITH THE, THE HOUSING AUTHORITY ULTIMATELY ASSISTING WITH EVERYONE.
UM, BUT YOU KNOW, THIS IS A PROGRAM THAT THEY CAN, YOU KNOW, PEOPLE CAN APPLY TO, TO BE PART OF IT.
AND THEN YOU TAKE THAT, UM, YOU CAN TAKE THAT VAL VOUCHER WITH YOU.
UM, SO AGAIN, YOU KNOW, YOU ARE RENTING FROM, UH, PERSON A AND THEN, UH, A YEAR LATER YOU FIND A DIFFERENT UNIT, UH, WITH PERSON C, YOU CAN TAKE YOUR PROGRAM VOUCHER WITH YOU TO PERSON
[01:20:01]
C IF THEY WILL ACCEPT IT.AND THEN PERSON A, THEY COULD EITHER, YOU KNOW, LOOK TO OTHER PEOPLE WITH THE VOUCHER PROGRAM OR THEY COULD JUST PUT IT RIGHT BACK ON THE MARKET AS A NORMAL, NORMAL RENTAL.
UM, SO THAT'S, THAT'S ONE OF THE PROGRAMS THAT THE HOUSING AUTHORITY HAS RIGHT NOW.
KEVIN, DO YOU KNOW WHO QUALIFIES FOR THE VOUCHER PROGRAM? UM, THERE, THERE IS A, THERE IS A PROCESS, UM, AND UNFORTUNATELY I DON'T HAVE IT IN FRONT OF ME RIGHT.
UM, AND I CAN GET THAT, UM, FROM ANGELA CHILDERS, RIGHT? MICHELLE, I KNOW THAT SHE'S, UH, SHE'S PROVIDED THAT I, I DON'T WANNA GIVE YOU THE EXACT NUMBER UNTIL I HAVE, I'M CONCRETE WITH IT AND I JUST, I JUST DIDN'T HAVE IT PULLED UP, UM, AT THIS VERY MOMENT.
UM, BUT I CAN DEFINITELY GET YOU THAT INFORMATION.
IT'S ON THEIR WEBSITE, UM, THROUGH THIS, THE, THE PROGRAM.
UM, AND OF COURSE, LIKE WITH EVERYTHING, THERE'S AN APPLICATION TO FILL OUT, RIGHT? SO I THINK THAT WAS ONE OF THE QUESTIONS WITH THIS, UM, HOUSING CHOICE VOUCHER PROGRAM.
UM, AND, AND YOU KNOW, THERE'S KIND OF BEEN SOME DISCUSSIONS OF, YOU KNOW, IS THERE A WAY THAT WE CAN PARTNERSHIP WITH, WITH APARTMENT COMPLEXES AROUND HERE AND BEAUFORD HOUSING AUTHORITY TO ALMOST HAVE A, A SET NUMBER OF PROGRAMS THAT COULD POTENTIALLY BE USED AT EACH APARTMENT, SO THAT WAY WHILE SOMEONE MAY MOVE OUT, UM, BUT THEY CAN STILL POTENTIALLY KEEP A UNIT OR WHATEVER NUMBER OF UNITS, UM, AVAILABLE FOR INDIVIDUALS THAT WOULD BE IN THAT PROGRAM.
ON THOSE NUMBERS, THE ONES AT THE TOP, THOSE NUMBERS ARE ACTUALLY INCLUSIVE OF UTILITIES.
SO THE UT THE UTILITY NUMBER AND THE, AND THE TWO BEDROOM EXAMPLE OF 1755, THAT IS SUPPOSED TO INCLUDE UTILITIES ACCORDING TO ANGELA.
BUT, AND I THINK THE ONLY THING THAT DOESN'T INCLUDE IS LIKE, LIKE PHONE, UM, BUT WATER, WATER, SEWER OR POWER.
UM, AND I CAN CONFIRM ABOUT, UM, LIKE INTERNET.
I DON'T THINK THAT THAT WOULD INCLUDE INTERNET OR, OR TELEPHONE.
I I THINK MAYBE I WAS
IS THE, UM, IS THIS THE, WHAT THE RECIPIENTS WOULD GET? THIS, IS THE VOUCHER A ONE LIKE FOR TWO BEDROOMS, 1755? IS THAT WHAT SAYING? THEY, THEY RECEIVE THE BENEFIT? SO THE, THE PROPERTY OWNER, SO IF YOU OWN A PROPERTY AND YOU'RE RENTING IT OUT AND YOU, AND SOMEONE COMES TO YOU, TO YOUR PROPERTY, AND THEY ARE PART OF THE HOUSING CHOICE VOUCHER MM-HMM.
SO THAT'S LIKE A SE SIMILAR TO A SECTION EIGHT.
THEY DON'T, THEY, THEY'VE GONE AWAY FROM THAT CONNOTATION.
UM, AND, AND, AND IT'S, IT IN ESSENCE IS THE SAME THING.
IT'S THE HOUSING CHOICE VOUCHER PROGRAM.
UM, BUT THEY'RE JUST TRYING TO GET AWAY FROM, FROM USING THAT TERM TERMINOLOGY.
UM, IT'S NOT, IT'S NOT RECEIVED WELL BY THE, BY THE, UH, OWNERS.
UM, AND, AND THEN, SO AGAIN, YOU KNOW, YOU HAVE TO THEN FILL IN THE GAP.
SO IF SOMEONE IS RENTING IT FOR $2,000 MM-HMM.
AND THEN YOU AS THE RENTEE ARE RESPONSIBLE FOR PAYING THAT GAP OF WHATEVER, UM, THAT PROPERTY UNDER DECIDES.
UH, SO THAT, THAT WAS THE, THE ONE PROGRAM.
UM, I THINK, YOU KNOW, A, A QUESTION, AND IT ALSO, AND I'LL TRY TO MAKE THIS AS AS BIG AS POSSIBLE, UM, HAD COME UP ABOUT, UM, YOU KNOW, WHAT IS AFFORDABLE HOUSING? AND THIS IS IF SOMEONE WERE TO, UM, IF SOMEONE WERE TO PURCHASE, PURCHASE A HOME, UM, AND I THINK, YOU KNOW, PART OF THAT'S COMING THROUGH IN COUNCILMAN HAMILTON, CORRECT ME IF I'M WRONG, UM, AS WE MOVE FORWARD WITH THE, UM, WHILE THE PHASES IN CONSTRUCTION WITH, UM, YOU KNOW, THE AFFORDABLE UNITS THROUGH THE TOWN, YOU KNOW, WHAT, WHAT COULD SOMEONE ANTICIPATE AS BEING A COST? UM, AND AGAIN, IT'S A, IT'S A TURNKEY OPERATION WITH, UM,
[01:25:01]
WITH STATE OF MIND PARTNERS.SO THEY ARE RESPONSIBLE FOR HANDLING ALL OF THE, UM, THE PROGRAMMING, UM, THE, THE, THE FUNDING, THE, UM, SELECTION OF INDIVIDUALS.
UM, YOU KNOW, WE'RE KIND OF STAYING STAYING OUT OF THAT, BUT, YOU KNOW, YOU COULD A FAMILY OF THREE IF, IF THEY'RE MAKING, YOU KNOW, 80% AMI WHAT YOU COULD EXPECT, THIS IS THEIR ANNUAL SALARY.
UM, YOU KNOW, AND MAYBE I'LL USE THE, THE FAMILY OF TWO, JUST FOR PURPOSES, BEING ABLE TO SEE THE TITLES HERE.
UM, YOU KNOW, GROSS INCOME 55 5, THERE'S THE MONTHLY BREAKDOWN RENT BEFORE ADDING THE UTILITIES.
UM, WHAT CAN BE EXPECTED, THE UTILITY ALLOWANCE FROM HUD, UM, SO THAT GETS YOU UP TO THAT 13 883, AND THAT'S WITH A LOAN AMOUNT BASED ON $160,000.
AND THEN YOU CAN EXPECT THAT SOMEONE WOULD HAVE A, A, IN ESSENCE, A MORTGAGE PAYMENT OF $1,300.
UM, NOW THAT LOAN AMOUNT, UM, DOESN'T NECESSARILY REFLECT THE ACTUAL COST OF THE UNIT, AND THAT'S WHERE, THAT'S WHERE THE INCENTIVES COME IN WITH THE TOWN BEING ABLE TO BRING DOWN THE COST.
CUZ THE UNIT IS GONNA COST THE SAME NO MATTER WHAT.
SO A UNIT MIGHT COST THREE, $300,000 FOR CONSTRUCTION OF IT, BUT WHATEVER'S INCENTIVIZED HELPS TO BRING DOWN THE COST FOR THE PERSON THAT IS THAN LIVING THERE.
UM, SO IT, IT HAS TO BE, IT HAS TO BE PAID FOR SOMEHOW.
UH, SO THEN THEIR LOAN AMOUNT, YOU KNOW, WOULD BE AT A, AT A, AT A LOWER AMOUNT THAN WHAT SOMEONE WOULD PAYING A, A HIGHER AMOUNT.
UM, SO THAT KIND OF GIVES YOU AN IDEA OF WHAT SOMEONE COULD THEN EXPECT TO BE PAYING.
AND AGAIN, NOW THAT'S BASED ON A FIVE, YOU KNOW, 5%, UM, MORTGAGE OR A, A MORTGAGE RATE RIGHT NOW.
UM, WHICH
UM, YOU KNOW, THIS IS INFORMATION I I THINK WE'VE, WE'VE HANDED OUT IN YEARS PAST.
UH, OBVIOUSLY THIS ONE'S BEEN UPDATED FOR 2022.
UM, AND TYPICALLY IT'S, YOU KNOW, EARLY TO MID THE, YOU KNOW, YEAR WHEN, UH, THIS INFORMATION, UM, IS SENT OUT.
SO, UH, WE WOULD UP PROBABLY UPDATE IT AGAIN AT SOME POINT, UM, IN MARCH OF NEXT YEAR BASED OFF OF 2023.
AND AGAIN, THIS IS ALL, EVERYTHING
SO, UM, I DON'T KNOW IF ANYONE HAD ANY OTHER QUESTIONS.
NO, I, BUT I'LL TELL YOU WHAT, THIS IS GONNA SOUND LIKE OUT OF THE SKY KIND OF THINKING, BUT, YOU KNOW, GOING INTO THE FUTURE, SOME OF THESE, SOME OF THE PEOPLE THAT ARE BUILDING THE RENTAL UNITS, IT'S ALMOST LIKE THE VOUCHERS ARE, THE VOUCHERS ARE LUCRATIVE ENOUGH THAT EVEN IF THE TOWN CAME UP WITH ANOTHER SUBSIDY TO HELP SOMEBODY ON TOP OF THE VOUCHER, IF THEY COULD RECEIVE FROM HUD, IT WOULD ALMOST MAKE MORE SENSE THAN BUILDING SOMETHING.
YOU KNOW WHAT I'M SAYING? IN OTHER WORDS, NOT A HOME OWNERSHIP SITUATION, A RENTAL SITUATION.
YEAH, IT'S, I'M SORRY, GO AHEAD KIP.
OH, I WAS JUST GONNA SAY, I MEAN, YES, YOU WOULD HAVE TO, BECAUSE RENTS ARE JUST SO HIGH IN THIS AREA.
LIKE, UM, YOU KNOW, IT'S, IT'S, IT'S DEFINITELY SOMETHING TO LOOK INTO.
UM, AND IT'S REALLY, YOU KNOW, DEPENDING ON PEOPLE AND, AND I DON'T KNOW HOW MANY PROPERTIES ARE EVEN FOR RENT RIGHT NOW, UM, BUT IT'S A, YOU KNOW, IT'S, IT'S GUARANTEED MONEY.
UM, YOU KNOW, EACH MONTH THE, THE HOUSING AUTHORITY WILL BE PAYING, PAYING THAT PORTION OF THE RENT THAT, YOU KNOW, WILL DEFINITELY BE THERE.
SO LET, LET, LET ME, UH, LET ME THINK ALL OF YOU, UM, HERE IN ADVANCE, BECAUSE
[01:30:02]
OUR JOB AND OUR COMMITMENT TO THIS, UM, TO THIS EFFORT IS, IS, IS ROLL UP YOUR SLEEVE TIME.SO I'M GONNA THINK IN ADVANCE BECAUSE IT'S NOT, IT IS, IT'S NOT GONNA BE, UM, A CAKEWALK TO DEAL WITH THE ISSUES THAT WE FACE IN OUR, NOT ONLY IN OUR COUNTY, BUT JUST IN BLUFF ALONE.
SO YOU GOING TO HAVE SOME PATIENCE, YOU'RE GONNA HAVE TO HAVE SOME ENDURANCE, AND WE DEFINITELY GOT TO HAVE, UM, ALL OF US PUTTING OUR HANDS ON THE PLOW, UM, TO, TO MOVE, TO CONTINUE THIS EFFORT, YOU KNOW, WE CAN GET BURNT OUT.
UM, BECAUSE BELIEVE IT OR NOT, IT'S, IT IS GONNA BE A EVEN A SLOW PROCESS, BUT EVERY TIME WE, UM, HAVE MEETINGS LIKE TODAY, IT GIVES ME A LITTLE BIT MORE, UM, ENTHUSIASTIC TO, UH, ISN'T TO SAY, YOU KNOW, I SEE, I I I CAN SEE AT LEAST ANOTHER OPPORTUNITY.
UM, BUT BEING CREATIVE, BEING, UM, KIND OF THINKING ON THE SAME, UH, UH, PATH, ALL OF US HAVE TO BE INVOLVED TO A PLACE WHERE WE BRING OUR EXPERTISE OR OUR KNOWLEDGE, UM, AND, AND LET'S COLLABORATIVELY, UH, USE THAT TO BE A BLESSING TO OUR COMMUNITY.
BUT IT'S, IT'S, UH, DAN AND I WENT TO A MEETING YESTERDAY AND THERE ARE, THERE ARE PEOPLE THINKING OUTSIDE THE BOX THERE.
AND, AND, AND BASICALLY THAT'S WHAT I'M SAYING WE HAVE TO DO TO, WE HAVE TO THINK OUTSIDE THE BOX.
WE HAVE TO FIGURE OUT, WE HAVE TO KNOW THAT IT'S NOT A ONE SIZE FIT ALL AND IT'S NOT GONNA HAPPEN TOMORROW, BUT, BUT WE GOTTA KEEP WORKING ON IT.
AND I WANT TO THANK YOU IN ADVANCE THAT YOU, UM, COMMITTED TO, TO DOING THIS.
YOU COMMITTED TO BEING, UM, A SERVANT IN THIS, IN THIS CAPACITY.
ANYTHING ELSE FOR THE GOOD OF, OF ANOTHER WONDERFUL, UH, UM, MEETING? OKAY, KEVIN, UM, ALSO, UH, YOU AND VICTORIA NEXT, NEXT MONTH, WE'LL LIKE, UH, AN UPDATE ON, ON THE HOUSING PROJECT WITH STATE OF MIND, PLEASE? YES, SIR.
AND, AND SO DID YOU GUYS KNOW THERE ARE SOME MOVEMENT THINGS ARE STILL MOVING? WE, UM, UH, THERE WAS A MEETING WITH STATE OF MIND, UM, THIS WEEK AND SOME PROGRESS WAS MADE.
JUST DON'T HAVE IT ALL, UM, THAT I FEEL LIKE IS, IS, UM, DOTTED TO, UH, OR SIGNED OFF ON YET TO SHARE.
BUT, BUT I, BUT I'VE HEARD THAT THERE'S SOME, SOME POSITIVE, UM, ADVANCEMENT IN THE PROCESS.